Market Intelligence

Wright County, MN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Wright County, Minnesota, a core county of the Minneapolis-St. Paul, MN-WI market, holds $2.9B in deposits across 24 insured institutions and 33 branches. Wells Fargo Bank, National Association is the largest deposit holder at 16.0% share. The top three institutions hold 32.2% of deposits, which places the county in the fragmented band. Deposits have grown 22.0% since 2020 while the branch count fell by 1. It produces $5.5B of output, ranking #561 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.5B
#561 of 1,523
Total Deposits
$2.9B
#506 of 1,523
Population
157,559
#447 of 1,523
GDP per Capita
$34,767
#1,072 of 1,523
Insured Institutions
24
#162 of 1,523
Deposits per Branch
$88M
#765 of 1,523
Deposits per Capita
$18,481
#974 of 1,523
Branches per 100k Pop.
20.9
#938 of 1,523
Median Institution Size
$93M
Median deposits of the institutions operating in the county. #954 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
69.0%
of market deposits held by banks with $100M to $50B in assets. #701 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
32.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+22.0% over 5 years
$2.4B
2020
$2.7B
2021
$2.8B
2022
$2.7B
2023
$2.9B
2024
$2.9B
2025

Branches: 34 in 2020 to 33 in 2025. Institutions: 24 to 24. Top-three share: 36.0% to 32.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$465M16.0%2-1%
Old National Bank$247M8.5%1+19%
BANKWEST$225M7.7%3+34%
Star Bank$193M6.6%2+65%
Lake Central Bank$186M6.4%2+22%
CorTrust Bank National Association$177M6.1%3-3%
U.S. Bank National Association$141M4.8%1+43%
The First National Bank of Cokato$122M4.2%1+76%
Deerwood Bank$122M4.2%1no 2020 presence
Kensington Bank$111M3.8%1+38%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Minneapolis-St. Paul market

Wright County is one of 21 counties that make up the Minneapolis-St. Paul, MN-WI market, a Combined Statistical Area (ranked #16 of 293 U.S. markets by economic output). It produces 1.7% of the market’s output and holds 1.2% of its deposits.

MeasureWright CountyShare of Minneapolis-St. Paul market
2024 GDP$5.5B1.7%
Deposits$2.9B1.2%
Population157,5593.8%

View the full Minneapolis-St. Paul market profile →

Recruiting in Wright County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Wright County, on a retained basis.

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