Macomb County, Michigan, a core county of the Detroit-Warren-Ann Arbor, MI market, holds $21.1B in deposits across 13 insured institutions and 154 branches. Fifth Third Bank is the largest deposit holder at 24.4% share. The top three banks hold 61% of deposits, which places the county in the Concentrated band. Deposits have grown 1.0% since 2021 while the branch count fell by 14.9%. It produced $44.1B of real gross domestic product in 2024, ranking #108 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 181 in 2021 to 154 in 2026. Institutions: 15 to 13. Top-three share: 55% to 61%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Fifth Third Bank | $5.2B | 24.4% | -3% |
| The Huntington National Bank | $4.1B | 19.2% | +8% |
| JPMorgan Chase Bank | $3.7B | 17.4% | -2% |
| Bank of America | $2.3B | 10.8% | -19% |
| Citizens Bank | $1.8B | 8.5% | 0% |
| PNC Bank | $1.4B | 6.5% | -4% |
| First State Bank | $1.2B | 5.6% | +35% |
| Flagstar Bank | $1.2B | 5.5% | +27% |
| Independent Bank | $199M | 0.9% | +199% |
| First Merchants Bank | $81M | 0.4% | +87% |
| Northstar Bank | $69M | 0.3% | +66% |
| ChoiceOne Bank | $64M | 0.3% | +17% |
| Tri-County Bank | $42M | 0.2% | +29% |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Detroit-Warren-Ann Arbor market
Macomb County is one of 10 counties that make up the Detroit-Warren-Ann Arbor, MI market, a Combined Statistical Area (ranked #14 of 293 U.S. markets by economic output). It produces 13.1% of the market’s output and holds 10.3% of its deposits.
| Measure | Macomb County | Share of parent market |
|---|---|---|
| 2024 GDP | $44.1B | 13.1% |
| Deposits | $21.1B | 10.3% |
| Population | 886,221 | 16.4% |
View the full Detroit-Warren-Ann Arbor market profile →
Recruiting in Macomb County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Macomb County.
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