Market Intelligence

Madison County, AR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Madison County, Arkansas, a county in the Fayetteville-Springdale-Rogers, AR market, holds $430M in deposits across 5 insured institutions and 9 branches. Arvest Bank is the largest deposit holder at 36.3% share. The top three institutions hold 80.7% of deposits, which places the county in the concentrated band. Deposits have grown 46.6% since 2020 while the branch count rose by 1. It produces $556M of output, ranking #1,335 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$556M
#1,335 of 1,523
Total Deposits
$430M
#1,254 of 1,523
Population
18,410
#1,326 of 1,523
GDP per Capita
$30,187
#1,219 of 1,523
Insured Institutions
5
#1,194 of 1,523
Deposits per Branch
$48M
#1,396 of 1,523
Deposits per Capita
$23,355
#694 of 1,523
Branches per 100k Pop.
48.9
#117 of 1,523
Median Institution Size
$85M
Median deposits of the institutions operating in the county. #1,035 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #113 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
80.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+46.6% over 5 years
$293M
2020
$336M
2021
$364M
2022
$389M
2023
$404M
2024
$430M
2025

Branches: 8 in 2020 to 9 in 2025. Institutions: 5 to 5. Top-three share: 82.6% to 80.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Arvest Bank$156M36.3%2+31%
Today's Bank$106M24.7%2+54%
Anstaff Bank$85M19.7%2+57%
CS Bank$59M13.8%1+60%
Bank of 1889$24M5.6%2+73%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Fayetteville-Springdale-Rogers market

Madison County is one of 3 counties that make up the Fayetteville-Springdale-Rogers, AR market, a Metropolitan Statistical Area (ranked #86 of 293 U.S. markets by economic output). It produces 1.5% of the market’s output and holds 2.2% of its deposits.

MeasureMadison CountyShare of Fayetteville-Springdale-Rogers market
2024 GDP$556M1.5%
Deposits$430M2.2%
Population18,4103.0%

View the full Fayetteville-Springdale-Rogers market profile →

Recruiting in Madison County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Madison County, on a retained basis.

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