Market Intelligence

Benton County, AR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Benton County, Arkansas, a core county of the Fayetteville-Springdale-Rogers, AR market, holds $10.3B in deposits across 33 insured institutions and 103 branches. Arvest Bank is the largest deposit holder at 54.0% share. The top three institutions hold 63.7% of deposits, which places the county in the concentrated band. Deposits have grown 51.8% since 2020 while the branch count rose by 9. It produces $21.2B of output, ranking #212 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$21.2B
#212 of 1,523
Total Deposits
$10.3B
#202 of 1,523
Population
332,554
#225 of 1,523
GDP per Capita
$63,662
#286 of 1,523
Insured Institutions
33
#69 of 1,523
Deposits per Branch
$100M
#598 of 1,523
Deposits per Capita
$30,909
#352 of 1,523
Branches per 100k Pop.
31.0
#455 of 1,523
Median Institution Size
$72M
Median deposits of the institutions operating in the county. #1,178 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
92.2%
of market deposits held by banks with $100M to $50B in assets. #287 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
63.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+51.8% over 5 years
$6.8B
2020
$8.0B
2021
$8.9B
2022
$8.4B
2023
$9.6B
2024
$10.3B
2025

Branches: 94 in 2020 to 103 in 2025. Institutions: 28 to 33. Top-three share: 64.4% to 63.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Arvest Bank$5.6B54.0%24+51%
Bank OZK$509M5.0%8+78%
Generations Bank$485M4.7%3+180%
Grand Savings Bank$412M4.0%8+56%
First Western Bank$402M3.9%5+63%
Bank of America, National Association$387M3.8%20%
Legacy National Bank$333M3.2%5+454%
First Security Bank$286M2.8%7+54%
Signature Bank of Arkansas$250M2.4%3+105%
The First National Bank of Fort Smith$246M2.4%4+62%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Fayetteville-Springdale-Rogers market

Benton County is one of 3 counties that make up the Fayetteville-Springdale-Rogers, AR market, a Metropolitan Statistical Area (ranked #86 of 293 U.S. markets by economic output). It produces 59.1% of the market’s output and holds 53.0% of its deposits.

MeasureBenton CountyShare of Fayetteville-Springdale-Rogers market
2024 GDP$21.2B59.1%
Deposits$10.3B53.0%
Population332,55453.5%

View the full Fayetteville-Springdale-Rogers market profile →

Recruiting in Benton County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Benton County, on a retained basis.

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