Benton County, Arkansas, a core county of the Fayetteville-Springdale-Rogers, AR market, holds $10.3B in deposits across 33 insured institutions and 103 branches. Arvest Bank is the largest deposit holder at 54.0% share. The top three institutions hold 63.7% of deposits, which places the county in the concentrated band. Deposits have grown 51.8% since 2020 while the branch count rose by 9. It produces $21.2B of output, ranking #212 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 94 in 2020 to 103 in 2025. Institutions: 28 to 33. Top-three share: 64.4% to 63.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Arvest Bank | $5.6B | 54.0% | +51% |
| Bank OZK | $509M | 5.0% | +78% |
| Generations Bank | $485M | 4.7% | +180% |
| Grand Savings Bank | $412M | 4.0% | +56% |
| First Western Bank | $402M | 3.9% | +63% |
| Bank of America, National Association | $387M | 3.8% | 0% |
| Legacy National Bank | $333M | 3.2% | +454% |
| First Security Bank | $286M | 2.8% | +54% |
| Signature Bank of Arkansas | $250M | 2.4% | +105% |
| The First National Bank of Fort Smith | $246M | 2.4% | +62% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Fayetteville-Springdale-Rogers market
Benton County is one of 3 counties that make up the Fayetteville-Springdale-Rogers, AR market, a Metropolitan Statistical Area (ranked #86 of 293 U.S. markets by economic output). It produces 59.1% of the market’s output and holds 53.0% of its deposits.
| Measure | Benton County | Share of Fayetteville-Springdale-Rogers market |
|---|---|---|
| 2024 GDP | $21.2B | 59.1% |
| Deposits | $10.3B | 53.0% |
| Population | 332,554 | 53.5% |
View the full Fayetteville-Springdale-Rogers market profile →
Recruiting in Benton County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Benton County, on a retained basis.
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