Market Intelligence

Washington County, AR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Washington County, Arkansas, a core county of the Fayetteville-Springdale-Rogers, AR market, holds $8.7B in deposits across 33 insured institutions and 99 branches. Arvest Bank is the largest deposit holder at 33.6% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 32.4% since 2020 while the branch count rose by 4.2%. It produces $14.1B of output, ranking #284 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$14.1B
#284 of 1,523
Population
271,213
#274 of 1,523
GDP per Capita
$52,081
#524 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$8.7B
#224 of 1,523
Deposits per Capita
$31,998
#310 of 1,523
Deposits per Branch
$88M
#777 of 1,523
Competitive structure
Insured Institutions
33
#77 of 1,523
Branches per 100k Pop.
36.5
#292 of 1,523
Median Deposits per Institution
$62M
The median deposits booked by a single institution in the county. #1,299 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
94.7%
of county deposits held by banks with $100M to $100B in assets. #301 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
56%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+32.4% over 5 years
$6.6B
2020
$7.4B
2021
$8.2B
2022
$7.6B
2023
$8.1B
2024
$8.7B
2025

Branches: 95 in 2020 to 99 in 2025. Institutions: 27 to 33. Top-three share: 55% to 56%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Arvest Bank$2.9B33.6%19+24%
First Security Bank$1.2B14.0%11+55%
Signature Bank of Arkansas$774M8.9%3+87%
Legacy National Bank$729M8.4%5+44%
The Farmers & Merchants Bank$443M5.1%6+22%
Centennial Bank$385M4.4%4+2%
Bank of America$362M4.2%2+4%
Bank OZK$325M3.7%5+55%
Simmons Bank$242M2.8%5+2%
United Bank$183M2.1%3+32%
Chambers Bank$160M1.8%4+9%
The Citizens Bank$103M1.2%2+124%
Priority Bank$84M1.0%2+220%
BOKF$83M1.0%1-66%
Generations Bank$77M0.9%1+93%
Encore Bank$70M0.8%1no 2020 presence
Today's Bank$62M0.7%3+2%
JPMorgan Chase Bank$52M0.6%2no 2020 presence
Regions Bank$50M0.6%1+16%
Sterling Bank$45M0.5%1no 2020 presence
First National Bank$43M0.5%3-12%
First State Bank$41M0.5%1-10%
Grand Savings Bank$38M0.4%3+288%
The First National Bank of Fort Smith$34M0.4%1+17%
Armstrong Bank$34M0.4%1+43%
First State Bank$30M0.3%1no 2020 presence
Cadence Bank$27M0.3%1+42%
First Horizon Bank$25M0.3%1-53%
First Western Bank$23M0.3%1+974%
First Community Bank$16M0.2%1no 2020 presence
Partners Bank$6M0.1%1no 2020 presence
Firstar Bank$5M0.1%1no 2020 presence
First National Bank Texas$2M<0.1%2+299%

The 33 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Fayetteville-Springdale-Rogers market

Washington County is one of 3 counties that make up the Fayetteville-Springdale-Rogers, AR market, a Metropolitan Statistical Area (ranked #86 of 293 U.S. markets by economic output). It produces 39.4% of the market’s output and holds 44.8% of its deposits.

MeasureWashington CountyShare of parent market
2024 GDP$14.1B39.4%
Deposits$8.7B44.8%
Population271,21343.6%

View the full Fayetteville-Springdale-Rogers market profile →

Recruiting in Washington County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Washington County.

See how we help banks recruit commercial banking talent