Market Intelligence

Washington County, AR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Washington County, Arkansas, a core county of the Fayetteville-Springdale-Rogers, AR market, holds $8.7B in deposits across 33 insured institutions and 99 branches. Arvest Bank is the largest deposit holder at 33.6% share. The top three institutions hold 56.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 32.4% since 2020 while the branch count rose by 4. It produces $14.1B of output, ranking #284 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$14.1B
#284 of 1,523
Population
271,213
#274 of 1,523
GDP per Capita
$52,081
#524 of 1,523
Deposit market
Total Deposits
$8.7B
#224 of 1,523
Deposits per Capita
$31,998
#310 of 1,523
Deposits per Branch
$88M
#777 of 1,523
Competitive structure
Insured Institutions
33
#77 of 1,523
Branches per 100k Pop.
36.5
#292 of 1,523
Median Deposits per Institution
$62M
The median deposits booked by a single institution in the county. #1,299 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
93.1%
of county deposits held by banks with $100M to $50B in assets. #278 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
56.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+32.4% over 5 years
$6.6B
2020
$7.4B
2021
$8.2B
2022
$7.6B
2023
$8.1B
2024
$8.7B
2025

Branches: 95 in 2020 to 99 in 2025. Institutions: 27 to 33. Top-three share: 55.4% to 56.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Arvest Bank$2.9B33.6%19+24%
First Security Bank$1.2B14.0%11+55%
Signature Bank of Arkansas$774M8.9%3+87%
Legacy National Bank$729M8.4%5+44%
The Farmers & Merchants Bank$443M5.1%6+22%
Centennial Bank$385M4.4%4+2%
Bank of America$362M4.2%2+4%
Bank OZK$325M3.7%5+55%
Simmons Bank$242M2.8%5+2%
United Bank$183M2.1%3+32%

The 10 largest of 33 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Fayetteville-Springdale-Rogers market

Washington County is one of 3 counties that make up the Fayetteville-Springdale-Rogers, AR market, a Metropolitan Statistical Area (ranked #86 of 293 U.S. markets by economic output). It produces 39.4% of the market’s output and holds 44.8% of its deposits.

MeasureWashington CountyShare of parent market
2024 GDP$14.1B39.4%
Deposits$8.7B44.8%
Population271,21343.6%

View the full Fayetteville-Springdale-Rogers market profile →

Recruiting in Washington County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Washington County, on a retained basis.

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