Market Intelligence

Marathon County, WI

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Marathon County, Wisconsin, a core county of the Wausau-Stevens Point-Wisconsin Rapids, WI market, holds $5.2B in deposits across 17 insured institutions and 44 branches. BMO Bank National Association is the largest deposit holder at 28.8% share. The top three banks hold 58% of deposits, which places the county in the Moderate band. Deposits have grown 26.0% since 2020 while the branch count fell by 18.5%. It produces $9.1B of output, ranking #385 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$9.1B
#385 of 1,523
Population
139,432
#481 of 1,523
GDP per Capita
$65,490
#256 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$5.2B
#325 of 1,523
Deposits per Capita
$37,436
#212 of 1,523
Deposits per Branch
$119M
#390 of 1,523
Competitive structure
Insured Institutions
17
#298 of 1,523
Branches per 100k Pop.
31.6
#424 of 1,523
Median Deposits per Institution
$156M
The median deposits booked by a single institution in the county. #500 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
67.2%
of county deposits held by banks with $100M to $100B in assets. #862 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
58%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+26.0% over 5 years
$4.1B
2020
$4.5B
2021
$4.7B
2022
$4.6B
2023
$4.6B
2024
$5.2B
2025

Branches: 54 in 2020 to 44 in 2025. Institutions: 20 to 17. Top-three share: 55% to 58%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
BMO Bank$1.5B28.8%4+48%
Peoples State Bank$792M15.2%5+17%
IncredibleBank$705M13.5%5+19%
Associated Bank$577M11.0%2+45%
AbbyBank$355M6.8%4-7%
Nicolet National Bank$332M6.4%3+200%
U.S. Bank$205M3.9%3-5%
Intercity State Bank$199M3.8%3+26%
Marathon Bank$156M3.0%3+28%
Partners Bank of Wisconsin$150M2.9%2+27%
Forward Bank$81M1.6%2+122%
Citizens State Bank of Loyal$42M0.8%2+10%
Prevail Bank$41M0.8%1-24%
Banner Banks$28M0.5%1+13%
Woodtrust Bank$28M0.5%2+51%
Citizens State Bank$12M0.2%1no 2020 presence
Community First Bank$12M0.2%1-4%

The 17 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Wausau-Stevens Point-Wisconsin Rapids market

Marathon County is one of 3 counties that make up the Wausau-Stevens Point-Wisconsin Rapids, WI market, a Combined Statistical Area (ranked #144 of 293 U.S. markets by economic output). It produces 51.3% of the market’s output and holds 55.7% of its deposits.

MeasureMarathon CountyShare of parent market
2024 GDP$9.1B51.3%
Deposits$5.2B55.7%
Population139,43248.8%

View the full Wausau-Stevens Point-Wisconsin Rapids market profile →

Recruiting in Marathon County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Marathon County.

See how we help banks recruit commercial banking talent