Wood County, Wisconsin, a core county of the Wausau-Stevens Point-Wisconsin Rapids, WI market, holds $2.6B in deposits across 13 insured institutions and 23 branches. WOODTRUST BANK is the largest deposit holder at 18.1% share. The top three institutions hold 47.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 13.8% since 2020 while the branch count fell by 4. It produces $4.1B of output, ranking #666 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 27 in 2020 to 23 in 2025. Institutions: 13 to 13. Top-three share: 47.4% to 47.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| WOODTRUST BANK | $469M | 18.1% | +25% |
| Associated Bank, National Association | $464M | 17.9% | +2% |
| Forward Bank | $304M | 11.8% | +48% |
| Prevail Bank | $274M | 10.6% | +10% |
| BMO Bank National Association | $249M | 9.6% | -1% |
| Nekoosa Port Edwards State Bank | $192M | 7.4% | +23% |
| Paper City Savings Bank, S.A. | $164M | 6.3% | +4% |
| U.S. Bank National Association | $160M | 6.2% | +15% |
| First State Bank | $135M | 5.2% | -1% |
| KeySavings Bank | $90M | 3.5% | +37% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Wausau-Stevens Point-Wisconsin Rapids market
Wood County is one of 3 counties that make up the Wausau-Stevens Point-Wisconsin Rapids, WI market, a Combined Statistical Area (ranked #144 of 293 U.S. markets by economic output). It produces 23.1% of the market’s output and holds 27.6% of its deposits.
| Measure | Wood County | Share of Wausau-Stevens Point-Wisconsin Rapids market |
|---|---|---|
| 2024 GDP | $4.1B | 23.1% |
| Deposits | $2.6B | 27.6% |
| Population | 74,060 | 25.9% |
View the full Wausau-Stevens Point-Wisconsin Rapids market profile →
Recruiting in Wood County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Wood County, on a retained basis.
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