Market Intelligence

Portage County, WI

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Portage County, Wisconsin, a core county of the Wausau-Stevens Point-Wisconsin Rapids, WI market, holds $1.6B in deposits across 15 insured institutions and 23 branches. Associated Bank, National Association is the largest deposit holder at 17.3% share. The top three institutions hold 46.6% of deposits, which places the county in the moderately concentrated band. Deposits have fallen 24.7% since 2020 while the branch count fell by 1. It produces $4.6B of output, ranking #637 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$4.6B
#637 of 1,523
Total Deposits
$1.6B
#742 of 1,523
Population
71,943
#752 of 1,523
GDP per Capita
$63,557
#288 of 1,523
Insured Institutions
15
#383 of 1,523
Deposits per Branch
$68M
#1,109 of 1,523
Deposits per Capita
$21,783
#782 of 1,523
Branches per 100k Pop.
32.0
#404 of 1,523
Median Institution Size
$87M
Median deposits of the institutions operating in the county. #1,011 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
55.9%
of market deposits held by banks with $100M to $50B in assets. #891 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
46.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-24.7% over 5 years
$2.1B
2020
$2.2B
2021
$2.2B
2022
$2.1B
2023
$2.1B
2024
$1.6B
2025

Branches: 24 in 2020 to 23 in 2025. Institutions: 14 to 15. Top-three share: 61.3% to 46.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Associated Bank, National Association$271M17.3%4+24%
BMO Bank National Association$269M17.2%3-69%
JPMorgan Chase Bank, National Association$191M12.2%1+8%
The Pineries Bank$128M8.2%1+24%
U.S. Bank National Association$117M7.5%2+29%
The Portage County Bank$116M7.4%2+11%
Old National Bank$113M7.2%1+13%
The International Bank of Amherst$87M5.5%1+21%
Nicolet National Bank$76M4.8%1no 2020 presence
Community First Bank$74M4.7%2-2%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Wausau-Stevens Point-Wisconsin Rapids market

Portage County is one of 3 counties that make up the Wausau-Stevens Point-Wisconsin Rapids, WI market, a Combined Statistical Area (ranked #144 of 293 U.S. markets by economic output). It produces 25.7% of the market’s output and holds 16.7% of its deposits.

MeasurePortage CountyShare of Wausau-Stevens Point-Wisconsin Rapids market
2024 GDP$4.6B25.7%
Deposits$1.6B16.7%
Population71,94325.2%

View the full Wausau-Stevens Point-Wisconsin Rapids market profile →

Recruiting in Portage County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Portage County, on a retained basis.

Start a confidential conversation