Market Intelligence

Noble County, IN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Noble County, Indiana, a core county of the Fort Wayne-Huntington-Auburn, IN market, holds $893M in deposits across 6 insured institutions and 14 branches. Community State Bank is the largest deposit holder at 35.8% share. The top three institutions hold 77.6% of deposits, which places the county in the concentrated band. Deposits have grown 32.6% since 2020. It produces $2.0B of output, ranking #928 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.0B
#928 of 1,523
Total Deposits
$893M
#992 of 1,523
Population
47,937
#942 of 1,523
GDP per Capita
$42,415
#823 of 1,523
Insured Institutions
6
#1,110 of 1,523
Deposits per Branch
$64M
#1,184 of 1,523
Deposits per Capita
$18,635
#965 of 1,523
Branches per 100k Pop.
29.2
#507 of 1,523
Median Institution Size
$134M
Median deposits of the institutions operating in the county. #613 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
91.9%
of market deposits held by banks with $100M to $50B in assets. #291 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
77.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+32.6% over 5 years
$673M
2020
$778M
2021
$846M
2022
$869M
2023
$885M
2024
$893M
2025

Branches: 14 in 2020 to 14 in 2025. Institutions: 6 to 6. Top-three share: 81.8% to 77.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Community State Bank$320M35.8%3+58%
Lake City Bank$193M21.6%3+29%
The Campbell & Fetter Bank$181M20.2%4-10%
Farmers and Merchants Bank$87M9.8%2+384%
JPMorgan Chase Bank, National Association$73M8.1%1+21%
Horizon Bank$40M4.5%1-9%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Fort Wayne-Huntington-Auburn market

Noble County is one of 8 counties that make up the Fort Wayne-Huntington-Auburn, IN market, a Combined Statistical Area (ranked #87 of 293 U.S. markets by economic output). It produces 5.7% of the market’s output and holds 5.9% of its deposits.

MeasureNoble CountyShare of Fort Wayne-Huntington-Auburn market
2024 GDP$2.0B5.7%
Deposits$893M5.9%
Population47,9377.2%

View the full Fort Wayne-Huntington-Auburn market profile →

Recruiting in Noble County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Noble County, on a retained basis.

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