Market Intelligence

Noble County, IN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Noble County, Indiana, a core county of the Fort Wayne-Huntington-Auburn, IN market, holds $893M in deposits across 6 insured institutions and 14 branches. Community State Bank is the largest deposit holder at 35.8% share. The top three banks hold 78% of deposits, which places the county in the Concentrated band. Deposits have grown 32.6% since 2020. It produces $2.0B of output, ranking #928 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.0B
#928 of 1,523
Population
47,937
#942 of 1,523
GDP per Capita
$42,415
#823 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$893M
#992 of 1,523
Deposits per Capita
$18,635
#965 of 1,523
Deposits per Branch
$64M
#1,184 of 1,523
Competitive structure
Insured Institutions
6
#1,110 of 1,523
Branches per 100k Pop.
29.2
#507 of 1,523
Median Deposits per Institution
$134M
The median deposits booked by a single institution in the county. #613 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
91.9%
of county deposits held by banks with $100M to $100B in assets. #350 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
78%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+32.6% over 5 years
$673M
2020
$778M
2021
$846M
2022
$869M
2023
$885M
2024
$893M
2025

Branches: 14 in 2020 to 14 in 2025. Institutions: 6 to 6. Top-three share: 82% to 78%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Community State Bank$320M35.8%3+58%
Lake City Bank$193M21.6%3+29%
The Campbell & Fetter Bank$181M20.2%4-10%
Farmers and Merchants Bank$87M9.8%2+384%
JPMorgan Chase Bank$73M8.1%1+21%
Horizon Bank$40M4.5%1-9%

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Fort Wayne-Huntington-Auburn market

Noble County is one of 8 counties that make up the Fort Wayne-Huntington-Auburn, IN market, a Combined Statistical Area (ranked #87 of 293 U.S. markets by economic output). It produces 5.7% of the market’s output and holds 5.9% of its deposits.

MeasureNoble CountyShare of parent market
2024 GDP$2.0B5.7%
Deposits$893M5.9%
Population47,9377.2%

View the full Fort Wayne-Huntington-Auburn market profile →

Recruiting in Noble County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Noble County.

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