Market Intelligence

Fort Wayne-Huntington-Auburn, IN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Fort Wayne-Huntington-Auburn, IN

Fort Wayne-Huntington-Auburn, IN, a Combined Statistical Area, holds $16.0 billion in deposits across 32 insured institutions and 170 branches, and ranks #87 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 13.2% share. The top three banks hold 33% of deposits, which places the market in the Fragmented band. Deposits have grown 18.9% since 2021 while the branch count fell by 2.9%.

Economic scale
2024 Real GDP
$35.8B
#87 of 293
Population
667K
#88 of 293
GDP per Capita
$53,707
#144 of 293
Deposit market
Deposits (SOD, 6/30/26)
$16.0B
#94 of 293
Deposits per Capita
$23,957
#190 of 293
Deposits per Branch
$94M
#199 of 293
Competitive structure
Insured Institutions
32
#79 of 293
Branches per 100k Pop.
25.5
#130 of 293
Median Deposits per Institution
$351M
The median deposits booked by a single institution in the market. #65 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
75.0%
of market deposits held by banks with $100M to $100B in assets. #95 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
33%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +18.9% over 5 years
$13.5B
2021
$14.3B
2022
$13.9B
2023
$14.6B
2024
$15.1B
2025
$16.0B
2026

Branches: 175 in 2021 to 170 in 2026. Institutions: 30 to 32. Top-three share: 37% to 33%. Average deposits per branch: $94M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
JPMorgan Chase Bank$2.1B13.2%12+7%
Lake City Bank$2.1B13.2%11+41%
Flagstar Bank$1.1B7.1%14+24%
First Merchants Bank$1.1B6.8%10-27%
PNC Bank$1.1B6.7%10-11%
STAR Financial Bank$1.1B6.6%11+4%
Fifth Third Bank$742M4.6%7+72%
The Farmers & Merchants State Bank$723M4.5%12+42%
First Bank of Berne$706M4.4%4+17%
WesBanco Bank, Inc.$609M3.8%2+190%
1st Source Bank$601M3.8%12+14%
Community State Bank$502M3.1%5+58%
Farmers State Bank$426M2.7%3+29%
First Federal Savings Bank$421M2.6%7+44%
Old National Bank$419M2.6%4+3%
The Bippus State Bank$363M2.3%5+94%
The Garrett State Bank$339M2.1%4+30%
Farmers and Merchants Bank$279M1.7%4+49%
The Campbell & Fetter Bank$262M1.6%6-7%
Horizon Bank$219M1.4%6-17%
GreenWay Bank$141M0.9%1no 2021 presence
First Federal Savings Bank of Angola$104M0.6%1-8%
Crossroads Bank$101M0.6%2+8%
Union Savings Bank$98M0.6%1+38%
Centier Bank$93M0.6%2-6%
The Hicksville Bank$86M0.5%2+172%
KeyBank$73M0.5%1+2%
The State Bank and Trust Company$49M0.3%2+79%
First Farmers Bank & Trust Co.$22M0.1%1+39%
The Antwerp Exchange Bank Company$20M0.1%1+177%
Woodforest National Bank$13M0.1%4-4%
Mercer Savings Bank$4M<0.1%3no 2021 presence

The 32 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Allen CountyIndiana$23.0B402,32964.2%61.3%
DeKalb CountyIndiana$2.7B44,5357.6%6.8%
Noble CountyIndiana$2.0B47,9375.7%5.5%
Whitley CountyIndiana$1.9B35,0465.4%4.5%
Adams CountyIndiana$1.8B36,6505.1%6.2%
Huntington CountyIndiana$1.6B37,2244.5%6.0%
Steuben CountyIndiana$1.5B34,7994.2%5.8%
Wells CountyIndiana$1.2B28,8833.3%3.9%

Recruiting in the Fort Wayne-Huntington-Auburn market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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