Horizon Bank holds $5.8B in deposits across 39 counties in 10 ranked markets and 2 states. Its deposit footprint is concentrated: the top three counties (La Porte County, Johnson County, Marion County) hold 40% of its deposits, and Indiana accounts for 71% of the total. It ranks among the three largest institutions in 12 of the 39 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | La Porte County, IN | $1.5B | 25.8% | 57.5% | 8 |
| 2. | Johnson County, IN | $429M | 7.4% | 11.1% | 5 |
| 3. | Marion County, IN | $411M | 7.1% | 0.9% | 1 |
| 4. | Porter County, IN | $315M | 5.4% | 6.8% | 4 |
| 5. | Berrien County, MI | $270M | 4.7% | 12.0% | 4 |
| 6. | Lake County, IN | $236M | 4.1% | 1.6% | 6 |
| 7. | Tippecanoe County, IN | $225M | 3.9% | 5.8% | 4 |
| 8. | Midland County, MI | $209M | 3.6% | 16.5% | 2 |
| 9. | Cass County, IN | $150M | 2.6% | 15.2% | 1 |
| 10. | Wexford County, MI | $135M | 2.3% | 22.3% | 2 |
| 11. | Shiawassee County, MI | $115M | 2.0% | 16.5% | 2 |
| 12. | Carroll County, IN | $105M | 1.8% | 26.0% | 1 |
| 13. | Otsego County, MI | $104M | 1.8% | 17.6% | 1 |
| 14. | Oakland County, MI | $96M | 1.7% | 0.1% | 1 |
| 15. | Bartholomew County, IN | $95M | 1.7% | 5.3% | 1 |
| 16. | Kent County, MI | $94M | 1.6% | 0.4% | 1 |
| 17. | Dekalb County, IN | $94M | 1.6% | 9.6% | 2 |
| 18. | Ingham County, MI | $91M | 1.6% | 0.9% | 2 |
| 19. | Kosciusko County, IN | $87M | 1.5% | 3.8% | 2 |
| 20. | Kalamazoo County, MI | $83M | 1.4% | 1.8% | 1 |
| 21. | Grant County, IN | $82M | 1.4% | 8.0% | 1 |
| 22. | Mecosta County, MI | $78M | 1.4% | 11.0% | 1 |
| 23. | Arenac County, MI | $78M | 1.3% | 28.3% | 2 |
| 24. | Hamilton County, IN | $72M | 1.2% | 0.3% | 2 |
| 25. | Missaukee County, MI | $72M | 1.2% | 49.2% | 1 |
| 26. | Howard County, IN | $64M | 1.1% | 3.5% | 1 |
| 27. | Roscommon County, MI | $58M | 1.0% | 13.0% | 1 |
| 28. | Ottawa County, MI | $53M | 0.9% | 0.9% | 1 |
| 29. | St. Joseph County, MI | $52M | 0.9% | 5.1% | 1 |
| 30. | Fountain County, IN | $50M | 0.9% | 9.2% | 1 |
| 31. | Noble County, IN | $40M | 0.7% | 4.5% | 1 |
| 32. | Whitley County, IN | $39M | 0.7% | 5.7% | 1 |
| 33. | Allen County, IN | $36M | 0.6% | 0.4% | 2 |
| 34. | Newaygo County, MI | $33M | 0.6% | 6.4% | 1 |
| 35. | Elkhart County, IN | $31M | 0.5% | 0.7% | 1 |
| 36. | Crawford County, MI | $30M | 0.5% | 22.6% | 1 |
| 37. | St. Joseph County, IN | $28M | 0.5% | 0.5% | 1 |
| 38. | Lagrange County, IN | $26M | 0.4% | 2.7% | 1 |
| 39. | Charlevoix County, MI | $19M | 0.3% | 3.7% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.