Lake City Bank holds $6.2B in deposits across 15 counties in 3 ranked markets and 1 state. Its deposit footprint is highly concentrated: the top three counties (Kosciusko County, Allen County, Elkhart County) hold 67% of its deposits. It ranks among the three largest institutions in 9 of the 15 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Kosciusko County, IN | $1.5B | 24.9% | 67.2% | 14 |
| 2. | Allen County, IN | $1.5B | 24.1% | 16.3% | 5 |
| 3. | Elkhart County, IN | $1.1B | 17.9% | 24.1% | 11 |
| 4. | Hamilton County, IN | $496M | 8.0% | 1.8% | 4 |
| 5. | St. Joseph County, IN | $439M | 7.1% | 7.6% | 4 |
| 6. | Dekalb County, IN | $216M | 3.5% | 22.2% | 1 |
| 7. | Noble County, IN | $193M | 3.1% | 21.6% | 3 |
| 8. | Marshall County, IN | $158M | 2.6% | 14.6% | 3 |
| 9. | Lagrange County, IN | $148M | 2.4% | 15.7% | 2 |
| 10. | Fulton County, IN | $132M | 2.1% | 28.8% | 2 |
| 11. | Whitley County, IN | $91M | 1.5% | 13.4% | 1 |
| 12. | Marion County, IN | $80M | 1.3% | 0.2% | 3 |
| 13. | Pulaski County, IN | $32M | 0.5% | 6.0% | 1 |
| 14. | Johnson County, IN | $31M | 0.5% | 0.8% | 1 |
| 15. | Huntington County, IN | $31M | 0.5% | 3.4% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.