Market Intelligence

Lake City Bank

Headquartered in Warsaw, IN
Institution deposit footprint ยท FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceInstitutions › Lake City Bank

Lake City Bank holds $7.0B in total assets and has $6.2B in deposits across 15 counties in 3 ranked markets and 1 state. Its deposit footprint is highly concentrated in Indiana: the top three counties (Kosciusko County, Allen County, and Elkhart County) hold 67% of its deposits. It is among the top three banks by deposits in 9 of the 15 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.

Deposit footprint
Deposits (SOD, 6/30/25)
$6.2B
nominal
Counties
15
where it holds deposits
Branches
56
reported offices, 6/30/25
Ranked Markets
3
CSAs / MSAs touched

Deposits by county

Data as of June 30, 2025 (FDIC Summary of Deposits)

CountyDepositsCounty’s
% of
Bank’s Deposits
Bank’s
% of
County Deposits
Branches
Kosciusko County, IN$1.5B24.9%67.2%14
Allen County, IN$1.5B24.1%16.3%5
Elkhart County, IN$1.1B17.9%24.1%11
Hamilton County, IN$496M8.0%1.8%4
St. Joseph County, IN$439M7.1%7.6%4
DeKalb County, IN$216M3.5%22.2%1
Noble County, IN$193M3.1%21.6%3
Marshall County, IN$158M2.6%14.6%3
LaGrange County, IN$148M2.4%15.7%2
Fulton County, IN$132M2.1%28.8%2
Whitley County, IN$91M1.5%13.4%1
Marion County, IN$80M1.3%0.2%3
Pulaski County, IN$32M0.5%6.0%1
Johnson County, IN$31M0.5%0.8%1
Huntington County, IN$31M0.5%3.4%1

“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.

Browse all covered institutions in the bank directory or the banks headquartered in IN. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.

Lake City Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Lake City Bank and The Executive Recruiter Group, or endorsement by either.