Orangeburg County, South Carolina, a core county of the Columbia-Sumter-Orangeburg, SC market, holds $1.5B in deposits across 9 insured institutions and 17 branches. SouthState Bank, National Association is the largest deposit holder at 42.2% share. The top three institutions hold 76.0% of deposits, which places the county in the concentrated band. Deposits have grown 20.9% since 2020 while the branch count fell by 2. It produces $3.1B of output, ranking #764 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 19 in 2020 to 17 in 2025. Institutions: 8 to 9. Top-three share: 77.2% to 76.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| SouthState Bank, National Association | $634M | 42.2% | +18% |
| First-Citizens Bank & Trust Company | $393M | 26.2% | +29% |
| Farmers and Merchants Bank of South Carolina | $115M | 7.6% | +8% |
| First Bank | $111M | 7.4% | no 2020 presence |
| Truist Bank | $80M | 5.3% | +7% |
| First National Bank of South Carolina | $74M | 4.9% | +40% |
| Coastal Carolina National Bank | $43M | 2.8% | no 2020 presence |
| The Bank of Clarendon | $35M | 2.3% | +14% |
| Enterprise Bank of South Carolina | $18M | 1.2% | 0% |
The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Columbia-Sumter-Orangeburg market
Orangeburg County is one of 9 counties that make up the Columbia-Sumter-Orangeburg, SC market, a Combined Statistical Area (ranked #65 of 293 U.S. markets by economic output). It produces 5.2% of the market’s output and holds 5.0% of its deposits.
| Measure | Orangeburg County | Share of Columbia-Sumter-Orangeburg market |
|---|---|---|
| 2024 GDP | $3.1B | 5.2% |
| Deposits | $1.5B | 5.0% |
| Population | 83,177 | 7.5% |
View the full Columbia-Sumter-Orangeburg market profile →
Recruiting in Orangeburg County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Orangeburg County, on a retained basis.
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