Ottawa County, Ohio, a core county of the Cleveland-Akron-Canton, OH market, holds $1.2B in deposits across 11 insured institutions and 20 branches. The Genoa Banking Company is the largest deposit holder at 28.7% share. The top three institutions hold 66.5% of deposits, which places the county in the concentrated band. Deposits have grown 31.1% since 2020 while the branch count fell by 16.7%. It produces $2.0B of output, ranking #936 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 24 in 2020 to 20 in 2025. Institutions: 11 to 11. Top-three share: 62.6% to 66.5%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| The Genoa Banking Company | $342M | 28.7% | +76% |
| The Huntington National Bank | $274M | 23.0% | +29% |
| The Croghan Colonial Bank | $176M | 14.7% | +9% |
| U.S. Bank | $100M | 8.3% | +13% |
| The First National Bank of Bellevue | $89M | 7.5% | +14% |
| WesBanco Bank, Inc. | $65M | 5.4% | no 2020 presence |
| The State Bank and Trust Company | $51M | 4.2% | no 2020 presence |
| KeyBank | $44M | 3.7% | -4% |
| First Federal Savings and Loan Association of Lorain | $33M | 2.8% | +43% |
| Civista Bank | $15M | 1.2% | +43% |
| Woodforest National Bank | $4M | 0.3% | +69% |
The 11 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Cleveland-Akron-Canton market
Ottawa County is one of 17 counties that make up the Cleveland-Akron-Canton, OH market, a Combined Statistical Area (ranked #20 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 0.7% of its deposits.
| Measure | Ottawa County | Share of parent market |
|---|---|---|
| 2024 GDP | $2.0B | 0.9% |
| Deposits | $1.2B | 0.7% |
| Population | 39,481 | 1.1% |
View the full Cleveland-Akron-Canton market profile →
Recruiting in Ottawa County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ottawa County.
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