Market Intelligence

Pasquotank County, NC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Pasquotank County, North Carolina, a core county of the Virginia Beach-Chesapeake, VA-NC market, holds $857M in deposits across 9 insured institutions and 10 branches. Wells Fargo Bank, National Association is the largest deposit holder at 26.1% share. The top three institutions hold 59.3% of deposits, which places the county in the moderately concentrated band. Deposits have grown 42.5% since 2020 while the branch count fell by 2. It produces $1.7B of output, ranking #997 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.7B
#997 of 1,523
Total Deposits
$857M
#1,010 of 1,523
Population
42,201
#1,008 of 1,523
GDP per Capita
$40,400
#890 of 1,523
Insured Institutions
9
#801 of 1,523
Deposits per Branch
$86M
#809 of 1,523
Deposits per Capita
$20,300
#869 of 1,523
Branches per 100k Pop.
23.7
#795 of 1,523
Median Institution Size
$82M
Median deposits of the institutions operating in the county. #1,058 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
34.9%
of market deposits held by banks with $100M to $50B in assets. #1,181 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
59.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+42.5% over 5 years
$601M
2020
$728M
2021
$896M
2022
$842M
2023
$843M
2024
$857M
2025

Branches: 12 in 2020 to 10 in 2025. Institutions: 9 to 9. Top-three share: 61.2% to 59.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$224M26.1%2+44%
Truist Bank$143M16.7%1+53%
First-Citizens Bank & Trust Company$141M16.5%1+68%
Atlantic Union Bank$113M13.2%1-5%
First Bank$82M9.6%1no 2020 presence
Southern Bank and Trust Company$77M9.0%1+492%
PNC Bank, National Association$50M5.8%1+5%
United Bank$22M2.5%1+6%
Woodforest National Bank$4M0.5%1+16%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Virginia Beach-Chesapeake market

Pasquotank County is one of 20 counties that make up the Virginia Beach-Chesapeake, VA-NC market, a Combined Statistical Area (ranked #39 of 293 U.S. markets by economic output). It produces 1.5% of the market’s output and holds 2.6% of its deposits.

MeasurePasquotank CountyShare of Virginia Beach-Chesapeake market
2024 GDP$1.7B1.5%
Deposits$857M2.6%
Population42,2012.2%

View the full Virginia Beach-Chesapeake market profile →

Recruiting in Pasquotank County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Pasquotank County, on a retained basis.

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