Market Intelligence

Poinsett County, AR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Poinsett County, Arkansas, a county in the Jonesboro-Paragould, AR market, holds $453M in deposits across 6 insured institutions and 11 branches. Southern Bancorp Bank is the largest deposit holder at 26.0% share. The top three institutions hold 64.3% of deposits, which places the county in the concentrated band. Deposits have grown 28.4% since 2020. It produces $667M of output, ranking #1,296 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$667M
#1,296 of 1,523
Total Deposits
$453M
#1,241 of 1,523
Population
22,483
#1,257 of 1,523
GDP per Capita
$29,667
#1,248 of 1,523
Insured Institutions
6
#1,114 of 1,523
Deposits per Branch
$41M
#1,458 of 1,523
Deposits per Capita
$20,153
#879 of 1,523
Branches per 100k Pop.
48.9
#115 of 1,523
Median Institution Size
$77M
Median deposits of the institutions operating in the county. #1,115 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #161 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
64.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+28.4% over 5 years
$353M
2020
$396M
2021
$426M
2022
$421M
2023
$434M
2024
$453M
2025

Branches: 11 in 2020 to 11 in 2025. Institutions: 6 to 6. Top-three share: 66.7% to 64.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Southern Bancorp Bank$118M26.0%1+24%
UNICO Bank$96M21.2%3+62%
First Financial Bank$77M17.1%2-5%
Armor Bank$77M17.0%3+43%
First Community Bank$47M10.4%1+41%
Simmons Bank$38M8.3%1+25%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Jonesboro-Paragould market

Poinsett County is one of 3 counties that make up the Jonesboro-Paragould, AR market, a Combined Statistical Area (ranked #224 of 293 U.S. markets by economic output). It produces 8.5% of the market’s output and holds 7.7% of its deposits.

MeasurePoinsett CountyShare of Jonesboro-Paragould market
2024 GDP$667M8.5%
Deposits$453M7.7%
Population22,48312.0%

View the full Jonesboro-Paragould market profile →

Recruiting in Poinsett County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Poinsett County, on a retained basis.

Start a confidential conversation