Southern Bancorp Bank holds $2.1B in deposits across 26 counties in 7 ranked markets and 2 states. Its deposit footprint is concentrated: the top three counties (Clark County, Phillips County, Garland County) hold 44% of its deposits, and Arkansas accounts for 90% of the total. It ranks among the three largest institutions in 9 of the 26 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Clark County, AR | $503M | 23.7% | 57.9% | 3 |
| 2. | Phillips County, AR | $219M | 10.3% | 48.2% | 6 |
| 3. | Garland County, AR | $205M | 9.7% | 6.6% | 3 |
| 4. | Mississippi County, AR | $164M | 7.7% | 21.0% | 6 |
| 5. | Union County, AR | $153M | 7.2% | 9.4% | 2 |
| 6. | Crittenden County, AR | $143M | 6.8% | 7.2% | 2 |
| 7. | Arkansas County, AR | $120M | 5.7% | 16.8% | 2 |
| 8. | Poinsett County, AR | $118M | 5.6% | 26.0% | 1 |
| 9. | Hot Spring County, AR | $86M | 4.0% | 16.0% | 2 |
| 10. | Montgomery County, AR | $75M | 3.5% | 51.0% | 1 |
| 11. | Ashley County, AR | $40M | 1.9% | 11.6% | 1 |
| 12. | Sunflower County, MS | $38M | 1.8% | 4.7% | 3 |
| 13. | Coahoma County, MS | $33M | 1.5% | 5.4% | 2 |
| 14. | Washington County, MS | $31M | 1.5% | 2.4% | 3 |
| 15. | Sevier County, AR | $28M | 1.3% | 5.2% | 1 |
| 16. | Tallahatchie County, MS | $27M | 1.3% | 15.1% | 1 |
| 17. | Desoto County, MS | $26M | 1.2% | 0.6% | 2 |
| 18. | Pike County, AR | $26M | 1.2% | 7.0% | 1 |
| 19. | Bolivar County, MS | $20M | 0.9% | 2.2% | 2 |
| 20. | Forrest County, MS | $14M | 0.6% | 0.6% | 2 |
| 21. | Chicot County, AR | $11M | 0.5% | 3.6% | 1 |
| 22. | Madison County, MS | $11M | 0.5% | 0.2% | 2 |
| 23. | Craighead County, AR | $10M | 0.5% | 0.2% | 1 |
| 24. | Pulaski County, AR | $9M | 0.4% | 0.0% | 2 |
| 25. | Pearl River County, MS | $7M | 0.3% | 0.7% | 1 |
| 26. | Quitman County, MS | $7M | 0.3% | 7.4% | 2 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.