Craighead County, Arkansas, a core county of the Jonesboro-Paragould, AR market, holds $4.3B in deposits across 24 insured institutions and 52 branches. Centennial Bank is the largest deposit holder at 19.5% share. The top three banks hold 38% of deposits, which places the county in the Fragmented band. Deposits have grown 16.1% since 2021 while the branch count rose by 10.6%. It produced $5.6B of real gross domestic product in 2024, ranking #553 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 47 in 2021 to 52 in 2026. Institutions: 21 to 24. Top-three share: 45% to 38%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Centennial Bank | $831M | 19.5% | -8% |
| First Community Bank | $424M | 9.9% | +25% |
| First National Bank | $385M | 9.0% | +49% |
| Simmons Bank | $369M | 8.7% | 0% |
| First Horizon Bank | $343M | 8.1% | -6% |
| First Security Bank | $209M | 4.9% | +41% |
| Regions Bank | $201M | 4.7% | -24% |
| Bank of America | $174M | 4.1% | -27% |
| Arvest Bank | $172M | 4.0% | +16% |
| The Farmers & Merchants Bank | $169M | 4.0% | +99% |
| The Huntington National Bank | $157M | 3.7% | +12% |
| Focus Bank | $148M | 3.5% | +2% |
| Southern Bank | $132M | 3.1% | +38% |
| Encore Bank | $123M | 2.9% | +202% |
| FNBC Bank | $97M | 2.3% | +310% |
| Signature Bank of Arkansas | $75M | 1.8% | no 2021 presence |
| UNICO Bank | $69M | 1.6% | +79% |
| Bank OZK | $55M | 1.3% | no 2021 presence |
| Armor Bank | $54M | 1.3% | +124% |
| Cross Bank | $28M | 0.7% | +115% |
| First National Bank Of Commerce | $18M | 0.4% | +51% |
| Evolve Bank & Trust | $17M | 0.4% | no 2021 presence |
| Southern Bancorp Bank | $12M | 0.3% | -7% |
| First National Bank Texas | $1M | <0.1% | +28% |
The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Jonesboro-Paragould market
Craighead County is one of 3 counties that make up the Jonesboro-Paragould, AR market, a Combined Statistical Area (ranked #224 of 293 U.S. markets by economic output). It produces 71.0% of the market’s output and holds 69.3% of its deposits.
| Measure | Craighead County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.6B | 71.0% |
| Deposits | $4.3B | 69.3% |
| Population | 116,957 | 62.6% |
View the full Jonesboro-Paragould market profile →
Recruiting in Craighead County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Craighead County.
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