Market Intelligence

South Central Connecticut Planning Region, CT

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceNew Haven-Hartford-Waterbury, CT › South Central Connecticut Planning Region

South Central Connecticut Planning Region, Connecticut, a core county of the New Haven-Hartford-Waterbury, CT market, holds $20.0B in deposits across 17 insured institutions and 133 branches. Bank of America, National Association is the largest deposit holder at 20.2% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 0.0% since 2023 while the branch count fell by 16.9%. It produces $40.2B of output, ranking #116 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$40.2B
#116 of 1,523
Population
578,741
#125 of 1,523
GDP per Capita
$69,468
#200 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$20.0B
#112 of 1,523
Deposits per Capita
$34,589
#256 of 1,523
Deposits per Branch
$151M
#197 of 1,523
Competitive structure
Insured Institutions
17
#307 of 1,523
Branches per 100k Pop.
23.0
#827 of 1,523
Median Deposits per Institution
$945M
The median deposits booked by a single institution in the county. #6 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
23.9%
of county deposits held by banks with $100M to $100B in assets. #1,405 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
44%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2023 to 2025)0.0% over 2 years
$20.0B
2023
$19.1B
2024
$20.0B
2025

Branches: 160 in 2023 to 133 in 2025. Institutions: 25 to 17. Top-three share: 44% to 44%. Connecticut recoded its counties to planning regions in the FDIC data in 2023, so this county’s continuous trend begins in 2023.

Institutions by deposits

InstitutionDepositsShareBranchesvs 2023
deposits
Bank of America$4.1B20.2%16-7%
KeyBank$2.7B13.5%15+20%
Manufacturers and Traders Trust Company$2.0B10.0%18-6%
Wells Fargo Bank$1.9B9.7%120%
TD Bank$1.8B8.9%8-4%
Webster Bank$1.7B8.6%14+22%
Citizens Bank$1.6B8.1%11+15%
JPMorgan Chase Bank$1.1B5.6%9+12%
The Guilford Savings Bank$945M4.7%7+17%
Liberty Bank$748M3.7%8+30%
The Milford Bank$458M2.3%5+1%
Ion Bank$324M1.6%4+5%
Bankwell Bank$302M1.5%1+11%
New Haven Bank$148M0.7%2+9%
Essex Savings Bank$63M0.3%1+12%
Patriot Bank$57M0.3%1-25%
Wilmington Trust$0M0.0%1no 2023 presence

The 17 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2023 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2023 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the New Haven-Hartford-Waterbury market

South Central Connecticut Planning Region is one of 7 counties that make up the New Haven-Hartford-Waterbury, CT market, a Combined Statistical Area (ranked #25 of 293 U.S. markets by economic output). It produces 20.3% of the market’s output and holds 19.7% of its deposits.

MeasureSouth Central Connecticut Planning RegionShare of parent market
2024 GDP$40.2B20.3%
Deposits$20.0B19.7%
Population578,74121.4%

View the full New Haven-Hartford-Waterbury market profile →

Recruiting in South Central Connecticut Planning Region

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like South Central Connecticut Planning Region.

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