Ventura County, California, a core county of the Los Angeles-Long Beach, CA market, holds $23.4B in deposits across 21 insured institutions and 118 branches. JPMorgan Chase Bank is the largest deposit holder at 26.4% share. The top three banks hold 70% of deposits, which places the county in the Concentrated band. Deposits have fallen 12.2% since 2021 while the branch count fell by 18.1%. It produced $55.1B of real gross domestic product in 2024, ranking #79 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 144 in 2021 to 118 in 2026. Institutions: 21 to 21. Top-three share: 68% to 70%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $6.2B | 26.4% | +13% |
| Wells Fargo Bank | $5.3B | 22.8% | -23% |
| Bank of America | $4.8B | 20.3% | -17% |
| U.S. Bank | $2.0B | 8.6% | +6% |
| Citibank | $1.4B | 6.0% | -8% |
| Mechanics Bank | $803M | 3.4% | -23% |
| City National Bank | $534M | 2.3% | -32% |
| Citizens Business Bank | $356M | 1.5% | +16% |
| Banc of California | $307M | 1.3% | -64% |
| Bank of the Sierra | $299M | 1.3% | -16% |
| Montecito Bank & Trust | $259M | 1.1% | +3% |
| Mission Bank | $240M | 1.0% | +19% |
| First-Citizens Bank & Trust Company | $135M | 0.6% | -68% |
| Community West Bank | $127M | 0.5% | -39% |
| First Bank | $123M | 0.5% | -21% |
| California Bank of Commerce | $112M | 0.5% | no 2021 presence |
| Royal Business Bank | $104M | 0.4% | -1% |
| Fifth Third Bank | $101M | 0.4% | +76% |
| BMO Bank | $79M | 0.3% | -70% |
| Zions Bancorporation | $64M | 0.3% | -3% |
| EverBank | $63M | 0.3% | no 2021 presence |
The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Los Angeles-Long Beach market
Ventura County is one of 5 counties that make up the Los Angeles-Long Beach, CA market, a Combined Statistical Area (ranked #2 of 293 U.S. markets by economic output). It produces 4.1% of the market’s output and holds 3.0% of its deposits.
| Measure | Ventura County | Share of parent market |
|---|---|---|
| 2024 GDP | $55.1B | 4.1% |
| Deposits | $23.4B | 3.0% |
| Population | 830,851 | 4.5% |
View the full Los Angeles-Long Beach market profile →
Recruiting in Ventura County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ventura County.
See how we help banks recruit commercial banking talent