Ventura County, California, a core county of the Los Angeles-Long Beach, CA market, holds $23.4B in deposits across 20 insured institutions and 119 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 25.8% share. The top three banks hold 68% of deposits, which places the county in the Concentrated band. Deposits have fallen 1.9% since 2020 while the branch count fell by 24.2%. It produces $55.1B of output, ranking #79 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 157 in 2020 to 119 in 2025. Institutions: 22 to 20. Top-three share: 66% to 68%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $6.0B | 25.8% | +38% |
| Wells Fargo Bank | $5.1B | 21.6% | -20% |
| Bank of America | $4.9B | 20.9% | -2% |
| U.S. Bank | $2.0B | 8.6% | +13% |
| Citibank | $1.4B | 6.1% | -1% |
| Mechanics Bank | $829M | 3.5% | -26% |
| City National Bank | $613M | 2.6% | -18% |
| Banc of California | $523M | 2.2% | -43% |
| Citizens Business Bank | $350M | 1.5% | +20% |
| Bank of the Sierra | $324M | 1.4% | +9% |
| Montecito Bank & Trust | $274M | 1.2% | +15% |
| Mission Bank | $263M | 1.1% | +137% |
| Community West Bank | $150M | 0.6% | no 2020 presence |
| First Bank | $126M | 0.5% | -10% |
| First-Citizens Bank & Trust Company | $113M | 0.5% | -70% |
| Royal Business Bank | $105M | 0.4% | -9% |
| California Bank of Commerce | $102M | 0.4% | no 2020 presence |
| BMO Bank | $93M | 0.4% | -54% |
| Zions Bancorporation | $69M | 0.3% | +25% |
| Comerica Bank | $39M | 0.2% | -17% |
The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Los Angeles-Long Beach market
Ventura County is one of 5 counties that make up the Los Angeles-Long Beach, CA market, a Combined Statistical Area (ranked #2 of 293 U.S. markets by economic output). It produces 4.1% of the market’s output and holds 3.0% of its deposits.
| Measure | Ventura County | Share of parent market |
|---|---|---|
| 2024 GDP | $55.1B | 4.1% |
| Deposits | $23.4B | 3.0% |
| Population | 830,851 | 4.5% |
View the full Los Angeles-Long Beach market profile →
Recruiting in Ventura County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ventura County.
See how we help banks recruit commercial banking talent