Market Intelligence

Ventura County, CA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Ventura County, California, a core county of the Los Angeles-Long Beach, CA market, holds $23.4B in deposits across 20 insured institutions and 119 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 25.8% share. The top three institutions hold 68.3% of deposits, which places the county in the concentrated band. Deposits have fallen 1.9% since 2020 while the branch count fell by 38. It produces $55.1B of output, ranking #79 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$55.1B
#79 of 1,523
Total Deposits
$23.4B
#104 of 1,523
Population
830,851
#77 of 1,523
GDP per Capita
$66,346
#243 of 1,523
Insured Institutions
20
#221 of 1,523
Deposits per Branch
$197M
#101 of 1,523
Deposits per Capita
$28,205
#460 of 1,523
Branches per 100k Pop.
14.3
#1,325 of 1,523
Median Institution Size
$299M
Median deposits of the institutions operating in the county. #163 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
13.0%
of market deposits held by banks with $100M to $50B in assets. #1,442 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
68.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-1.9% over 5 years
$23.9B
2020
$26.6B
2021
$27.4B
2022
$24.8B
2023
$23.7B
2024
$23.4B
2025

Branches: 157 in 2020 to 119 in 2025. Institutions: 22 to 20. Top-three share: 65.6% to 68.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$6.0B25.8%20+38%
Wells Fargo Bank, National Association$5.1B21.6%23-20%
Bank of America, National Association$4.9B20.9%18-2%
U.S. Bank National Association$2.0B8.6%13+13%
Citibank, National Association$1.4B6.1%7-1%
Mechanics Bank$829M3.5%7-26%
City National Bank$613M2.6%2-18%
Banc of California$523M2.2%4-43%
Citizens Business Bank$350M1.5%4+20%
Bank of the Sierra$324M1.4%4+9%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Los Angeles-Long Beach market

Ventura County is one of 5 counties that make up the Los Angeles-Long Beach, CA market, a Combined Statistical Area (ranked #2 of 293 U.S. markets by economic output). It produces 4.1% of the market’s output and holds 3.0% of its deposits.

MeasureVentura CountyShare of Los Angeles-Long Beach market
2024 GDP$55.1B4.1%
Deposits$23.4B3.0%
Population830,8514.5%

View the full Los Angeles-Long Beach market profile →

Recruiting in Ventura County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ventura County, on a retained basis.

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