San Bernardino County, California, a core county of the Los Angeles-Long Beach, CA market, holds $38.5B in deposits across 29 insured institutions and 202 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 23.9% share. The top three institutions hold 60.9% of deposits, which places the county in the concentrated band. Deposits have grown 25.1% since 2020 while the branch count fell by 27. It produces $105.2B of output, ranking #42 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 229 in 2020 to 202 in 2025. Institutions: 30 to 29. Top-three share: 60.0% to 60.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $9.2B | 23.9% | +63% |
| Bank of America, National Association | $8.4B | 21.9% | +20% |
| Wells Fargo Bank, National Association | $5.8B | 15.0% | 0% |
| U.S. Bank National Association | $3.6B | 9.3% | +7% |
| Citizens Business Bank | $2.8B | 7.3% | +2% |
| Flagstar Bank, National Association | $2.2B | 5.6% | +227% |
| Citibank, National Association | $1.4B | 3.6% | +26% |
| East West Bank | $910M | 2.4% | +136% |
| Banc of California | $675M | 1.8% | -19% |
| Chino Commercial Bank, N.A. | $358M | 0.9% | +46% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Los Angeles-Long Beach market
San Bernardino County is one of 5 counties that make up the Los Angeles-Long Beach, CA market, a Combined Statistical Area (ranked #2 of 293 U.S. markets by economic output). It produces 7.8% of the market’s output and holds 5.0% of its deposits.
| Measure | San Bernardino County | Share of Los Angeles-Long Beach market |
|---|---|---|
| 2024 GDP | $105.2B | 7.8% |
| Deposits | $38.5B | 5.0% |
| Population | 2,224,091 | 12.1% |
View the full Los Angeles-Long Beach market profile →
Recruiting in San Bernardino County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like San Bernardino County, on a retained basis.
Start a confidential conversation