Orange County, California, a core county of the Los Angeles-Long Beach, CA market, holds $163.3B in deposits across 72 insured institutions and 535 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 18.2% share. The top three institutions hold 51.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 6.3% since 2020 while the branch count fell by 89. It produces $277.5B of output, ranking #9 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 624 in 2020 to 535 in 2025. Institutions: 75 to 72. Top-three share: 49.1% to 51.5%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $29.8B | 18.2% | +25% |
| Wells Fargo Bank, National Association | $27.9B | 17.1% | +5% |
| Bank of America, National Association | $26.4B | 16.2% | -3% |
| U.S. Bank National Association | $9.5B | 5.8% | -22% |
| Citibank, National Association | $8.3B | 5.1% | +56% |
| Pacific Premier Bank, National Association | $7.1B | 4.4% | -14% |
| First Foundation Bank | $6.5B | 4.0% | +51% |
| First American Trust, FSB | $5.5B | 3.4% | +89% |
| Farmers and Merchants Bank of Long Beach | $4.7B | 2.9% | +31% |
| Zions Bancorporation, N.A. | $2.8B | 1.7% | -8% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Los Angeles-Long Beach market
Orange County is one of 5 counties that make up the Los Angeles-Long Beach, CA market, a Combined Statistical Area (ranked #2 of 293 U.S. markets by economic output). It produces 20.5% of the market’s output and holds 21.2% of its deposits.
| Measure | Orange County | Share of Los Angeles-Long Beach market |
|---|---|---|
| 2024 GDP | $277.5B | 20.5% |
| Deposits | $163.3B | 21.2% |
| Population | 3,149,507 | 17.1% |
View the full Los Angeles-Long Beach market profile →
Recruiting in Orange County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Orange County, on a retained basis.
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