Market Intelligence

Los Angeles-Long Beach, CA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Los Angeles-Long Beach, CA

Los Angeles-Long Beach, CA, a Combined Statistical Area, holds $768.4 billion in deposits across 116 insured institutions and 2,502 branches, ranking #2 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 19.4% share. The top three institutions hold 50.6% of deposits, which places the market in the moderate band.

Economic scale
2024 Real GDP
$1,351.1B
#2 of 293
Population
18.44M
#2 of 293
GDP per Capita
$73,253
#24 of 293
Deposit market
Total Deposits
$768.4B
#4 of 293
Deposits per Capita
$41,661
#41 of 293
Deposits per Branch
$307M
#13 of 293
Competitive structure
Insured Institutions
116
#8 of 293
Branches per 100k Pop.
13.6
#276 of 293
Median Deposits per Institution
$606M
The median deposits booked by a single institution in the market. #14 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
20.7%
of market deposits held by banks with $100M to $50B in assets. #267 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderate
50.6%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +0.5% over 5 years
$764.8B
2020
$871.0B
2021
$904.7B
2022
$796.9B
2023
$768.2B
2024
$768.4B
2025

Branches: 3,003 in 2020 to 2,502 in 2025. Institutions: 125 to 116. Top-three share: 46.4% to 50.6%. Deposits per branch: $307M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
JPMorgan Chase Bank$149.2B19.4%434+24%
Bank of America$133.4B17.4%359+1%
Wells Fargo Bank$106.3B13.8%350-6%
City National Bank$53.1B6.9%39+30%
Citibank$38.6B5.0%148+28%
East West Bank$38.3B5.0%45+35%
U.S. Bank$36.8B4.8%280-51%
Banc of California$18.9B2.5%55+65%
Cathay Bank$12.0B1.6%23+18%
BMO Bank$11.6B1.5%68-21%
Pacific Premier Bank$10.8B1.4%30-11%
Citizens Business Bank$10.1B1.3%48+5%
HSBC Bank USA$9.9B1.3%3+22%
Bank of Hope$9.5B1.2%23-9%
Zions Bancorporation$8.7B1.1%40+26%
Farmers and Merchants Bank of Long Beach$8.6B1.1%26+20%
First-Citizens Bank & Trust Company$8.2B1.1%37-82%
First Foundation Bank$7.2B0.9%14+46%
Comerica Bank$6.9B0.9%37-22%
SMBC ManuBank$5.6B0.7%8+54%
First American Trust, FSB$5.5B0.7%1+89%
Hanmi Bank$5.2B0.7%18+25%
Preferred Bank$5.2B0.7%11+39%
American Business Bank$3.9B0.5%1+28%
Mizrahi Tefahot Bank, Ltd.$3.3B0.4%1+290%
CTBC Bank Corp. (USA)$2.7B0.4%14+67%
Flagstar Bank$2.7B0.3%13+308%
Mechanics Bank$2.6B0.3%14-11%
PCB Bank$2.5B0.3%13+60%
Sunwest Bank$2.4B0.3%3+103%
Commercial Bank of California$2.3B0.3%5+90%
Royal Business Bank$2.1B0.3%12+38%
MidFirst Bank$2.1B0.3%3+58%
Open Bank$2.1B0.3%8+97%
First Bank$2.1B0.3%29-5%
PNC Bank$1.8B0.2%21+6%
Washington Federal Bank$1.8B0.2%6no 2020 presence
California Bank of Commerce$1.4B0.2%9+131%
Western Alliance Bank$1.4B0.2%2+140%
The Northern Trust Company$1.1B0.1%3+24%
US Metro Bank$1.1B0.1%7+94%
Commonwealth Business Bank$1.1B0.1%6+16%
HomeStreet Bank$1.1B0.1%16+23%
Commerce West Bank$1.0B0.1%1+23%
Enterprise Bank & Trust$972M0.1%6no 2020 presence
Malaga Bank F.S.B.$928M0.1%5+9%
CalPrivate Bank$921M0.1%3+115%
Umpqua Bank$920M0.1%2-4%
Provident Savings Bank, F.S.B.$895M0.1%14-1%
HCN Bank$843M0.1%6+12%
Israel Discount Bank of New York$840M0.1%2+39%
First General Bank$824M0.1%5+4%
Nano Banc$805M0.1%1-19%
Banner Bank$790M0.1%8+12%
Golden State Bank$789M0.1%3+122%
American Plus Bank$718M0.1%4+53%
Poppy Bank$693M0.1%7+86%
Habib American Bank$612M0.1%2+37%
Mission Valley Bank$600M0.1%3+51%
Mission Bank$583M0.1%2+79%
Partners Bank of California$578M0.1%2+88%
Woori America Bank$573M0.1%6+90%
EverBank$570M0.1%7no 2020 presence
State Bank of India (California)$561M0.1%4+64%
EverTrust Bank$499M0.1%6-7%
OneUnited Bank$476M0.1%2+45%
First Commercial Bank (USA)$447M0.1%5+10%
Mega Bank$435M0.1%4+42%
Industrial and Commercial Bank of China USA$434M0.1%5-18%
Genesis Bank$430M0.1%3no 2020 presence
American First National Bank$419M0.1%3+73%
United Business Bank$411M0.1%5+29%
Chino Commercial Bank$379M0.0%5+54%
New OMNI Bank$374M0.0%4+1%
Golden Bank$369M0.0%3+230%
Shinhan Bank America$369M0.0%4-22%
Pacific Alliance Bank$348M0.0%3+31%
Bank of the Sierra$324M0.0%4+2%
GBC International Bank$319M0.0%4-18%
Community Commerce Bank$298M0.0%4+54%
Infinity Bank$292M0.0%1+104%
First Pacific Bank$291M0.0%4+83%
American Continental Bank$288M0.0%4+25%
First Credit Bank$282M0.0%1+30%
Montecito Bank & Trust$274M0.0%4+15%
Universal Bank$266M0.0%5-9%
City First Bank$255M0.0%2no 2020 presence
Valley National Bank$220M0.0%2no 2020 presence
Beneficial State Bank$219M0.0%1+354%
Liberty Bank$180M0.0%1+208%
TIB$174M0.0%1-6%
Bank Irvine$164M0.0%1no 2020 presence
Community West Bank$150M0.0%2no 2020 presence
United Pacific Bank$143M0.0%2+13%
Southwestern National Bank$140M0.0%2+769%
Icon Business Bank$138M0.0%2no 2020 presence
Bank of Whittier$129M0.0%1+93%
Sunflower Bank$127M0.0%1no 2020 presence
Wallis Bank$109M0.0%2+79%
Beach Cities Commercial Bank$108M0.0%1no 2020 presence
California Business Bank$94M0.0%1+37%
Eastern International Bank$92M0.0%2-17%
Legacy Bank$73M0.0%1no 2020 presence
Tustin Community Bank$63M0.0%1-4%
California International Bank$63M0.0%1+64%
Balboa Thrift and Loan Association$62M0.0%2+75%
C3bank$58M0.0%1-9%
Asian Pacific National Bank$44M0.0%2-6%
First IC Bank$32M0.0%1no 2020 presence
Community Valley Bank$7M0.0%1-50%
The Bank of New York Mellon Trust Company$1M0.0%1-52%
Capital Bank and Trust Company$0M0.0%10%
Wilmington Trust$0M0.0%3no 2020 presence
First Western Trust Bank$0M0.0%1no 2020 presence
BNY Mellon$0M0.0%2no 2020 presence
CIBC National Trust Company$0M0.0%1no 2020 presence

The 116 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Los Angeles CountyCalifornia$810.8B9,694,93460.0%65.3%
Orange CountyCalifornia$277.5B3,149,50720.5%21.2%
San Bernardino CountyCalifornia$105.2B2,224,0917.8%5.0%
Riverside CountyCalifornia$102.5B2,544,9167.6%5.4%
Ventura CountyCalifornia$55.1B830,8514.1%3.0%

Recruiting in the Los Angeles-Long Beach market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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