Market Intelligence

Los Angeles-Long Beach, CA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Los Angeles-Long Beach, CA

Los Angeles-Long Beach, CA, a Combined Statistical Area, holds $770.8 billion in deposits across 115 insured institutions and 2,493 branches, and ranks #2 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 19.9% share. The top three banks hold 50% of deposits, which places the market in the Moderate band. Deposits have declined 11.5% since 2021 while the branch count fell by 13.0%.

Economic scale
2024 Real GDP
$1,351.1B
#2 of 293
Population
18.44M
#2 of 293
GDP per Capita
$73,253
#24 of 293
Deposit market
Deposits (SOD, 6/30/26)
$770.8B
#4 of 293
Deposits per Capita
$41,789
#39 of 293
Deposits per Branch
$309M
#14 of 293
Competitive structure
Insured Institutions
115
#8 of 293
Branches per 100k Pop.
13.5
#276 of 293
Median Deposits per Institution
$615M
The median deposits booked by a single institution in the market. #18 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
34.0%
of market deposits held by banks with $100M to $100B in assets. #245 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) -11.5% over 5 years
$871.0B
2021
$904.7B
2022
$796.9B
2023
$768.1B
2024
$768.4B
2025
$770.8B
2026

Branches: 2,867 in 2021 to 2,493 in 2026. Institutions: 127 to 115. Top-three share: 48% to 50%. Average deposits per branch: $309M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
JPMorgan Chase Bank$153.5B19.9%429+1%
Bank of America$126.1B16.4%354-17%
Wells Fargo Bank$108.5B14.1%341-15%
City National Bank$54.7B7.1%39+8%
East West Bank$41.3B5.4%45+7%
U.S. Bank$37.5B4.9%282-52%
Citibank$37.2B4.8%148+2%
Banc of California$18.2B2.4%54-3%
HSBC Bank USA$13.9B1.8%3+87%
Cathay Bank$12.5B1.6%23+26%
BMO Bank$10.8B1.4%71-34%
Citizens Business Bank$9.8B1.3%48-11%
Fifth Third Bank$9.6B1.3%37+5%
Bank of Hope$8.9B1.2%23-15%
Farmers and Merchants Bank of Long Beach$8.7B1.1%26+4%
Zions Bancorporation$8.6B1.1%39+16%
First-Citizens Bank & Trust Company$7.9B1.0%36-81%
First American Trust, FSB$7.3B0.9%1+60%
Columbia Bank$6.0B0.8%31-55%
SMBC ManuBank$5.6B0.7%8+82%
Preferred Bank$5.3B0.7%11+30%
Hanmi Bank$5.3B0.7%18+15%
Mizrahi Tefahot Bank, Ltd.$4.8B0.6%1+536%
American Business Bank$3.9B0.5%1+15%
Mechanics Bank$3.6B0.5%29-5%
Commercial Bank of California$2.7B0.3%5+76%
CTBC Bank Corp. (USA)$2.6B0.3%14+44%
MidFirst Bank$2.6B0.3%4+48%
Sunwest Bank$2.6B0.3%3+74%
PCB Bank$2.5B0.3%13+47%
Sunflower Bank$2.4B0.3%15-62%
Royal Business Bank$2.3B0.3%12+14%
Open Bank$2.2B0.3%9+63%
First Bank$2.0B0.3%29-14%
Flagstar Bank$1.8B0.2%11+77%
The Northern Trust Company$1.7B0.2%3+61%
PNC Bank$1.7B0.2%21-24%
EverBank$1.6B0.2%11+163%
Western Alliance Bank$1.6B0.2%2+113%
California Bank of Commerce$1.5B0.2%9+22%
WaFd Bank$1.4B0.2%6-57%
US Metro Bank$1.3B0.2%7+63%
CalPrivate Bank$1.2B0.2%3+118%
Commonwealth Business Bank$1.1B0.1%6-15%
Commerce West Bank$1.1B0.1%10%
Malaga Bank F.S.B.$942M0.1%50%
Provident Savings Bank, F.S.B.$917M0.1%14-3%
Golden State Bank$857M0.1%3+102%
HCN Bank$846M0.1%7-6%
First General Bank$838M0.1%5-11%
Enterprise Bank & Trust$821M0.1%6-51%
Israel Discount Bank of New York$821M0.1%2+30%
Banner Bank$804M0.1%8+1%
American Plus Bank$748M0.1%4+54%
Nano Banc$686M0.1%1-39%
Poppy Bank$673M0.1%9+18%
Habib American Bank$663M0.1%2+76%
Mission Valley Bank$615M0.1%4+68%
EverTrust Bank$606M0.1%6-2%
Mission Bank$589M0.1%3+28%
State Bank of India (California)$561M0.1%4+62%
Partners Bank of California$509M0.1%2+52%
Woori America Bank$472M0.1%6+14%
OneUnited Bank$471M0.1%2+27%
First Commercial Bank (USA)$459M0.1%5+3%
Industrial and Commercial Bank of China USA$451M0.1%5-13%
Mega Bank$426M0.1%4+16%
Golden Bank$426M0.1%3+143%
American First National Bank$416M0.1%3+49%
Chino Commercial Bank$397M0.1%5+32%
Shinhan Bank America$387M0.1%4-29%
United Business Bank$383M<0.1%5-48%
New OMNI Bank$374M<0.1%4-18%
Pacific Alliance Bank$369M<0.1%3+25%
GBC International Bank$331M<0.1%4-15%
First Pacific Bank$322M<0.1%4+78%
Community Commerce Bank$318M<0.1%4+36%
Infinity Bank$310M<0.1%1+76%
American Continental Bank$305M<0.1%4+12%
Bank of the Sierra$299M<0.1%4-16%
Genesis Bank$292M<0.1%3+8%
Valley National Bank$287M<0.1%2-50%
Universal Bank$275M<0.1%5-5%
First Credit Bank$265M<0.1%1+13%
Montecito Bank & Trust$259M<0.1%4+3%
City First Bank$244M<0.1%2-24%
Beneficial State Bank$236M<0.1%1+192%
Bank Irvine$235M<0.1%1no 2021 presence
Southwestern National Bank$181M<0.1%2+994%
Liberty Bank$177M<0.1%1+81%
United Pacific Bank$157M<0.1%2+12%
TIB$140M<0.1%1-36%
Icon Business Bank$129M<0.1%2no 2021 presence
Community West Bank$127M<0.1%2-39%
Beach Cities Commercial Bank$112M<0.1%1no 2021 presence
Hana Bank USA$109M<0.1%1no 2021 presence
California Business Bank$108M<0.1%1+47%
Bank of Whittier$106M<0.1%1-23%
California International Bank$106M<0.1%1+49%
Legacy Bank$102M<0.1%1no 2021 presence
Wallis Bank$96M<0.1%2+3%
Eastern International Bank$88M<0.1%2-25%
Citizens Bank$80M<0.1%1no 2021 presence
Tustin Community Bank$69M<0.1%1-5%
Balboa Thrift and Loan Association$62M<0.1%2+56%
C3bank$54M<0.1%1-31%
Asian Pacific National Bank$45M<0.1%1-2%
Metro City Bank$38M<0.1%2-22%
The Bank of New York Mellon Trust Company$2M<0.1%1+135%
Capital Bank and Trust Company$0M<0.1%10%
Wilmington Trust$0M0.0%2no 2021 presence
First Western Trust Bank$0M0.0%1no 2021 presence
Esquire Bank$0M0.0%1no 2021 presence
BNY Mellon$0M0.0%2no 2021 presence
CIBC National Trust Company$0M0.0%1no 2021 presence

The 115 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Los Angeles CountyCalifornia$810.8B9,694,93460.0%66.2%
Orange CountyCalifornia$277.5B3,149,50720.5%20.5%
San Bernardino CountyCalifornia$105.2B2,224,0917.8%5.0%
Riverside CountyCalifornia$102.5B2,544,9167.6%5.4%
Ventura CountyCalifornia$55.1B830,8514.1%3.0%

Recruiting in the Los Angeles-Long Beach market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

See how we help banks recruit commercial banking talent

Other markets in California

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.