Wayne County, North Carolina, a core county of the Goldsboro, NC market, holds $2.0B in deposits across 10 insured institutions and 22 branches. Truist Bank is the largest deposit holder at 26.1% share. The top three banks hold 66% of deposits, which places the county in the Concentrated band. Deposits have grown 11.0% since 2020 while the branch count fell by 12.0%. It produces $5.2B of output, ranking #581 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 25 in 2020 to 22 in 2025. Institutions: 10 to 10. Top-three share: 70% to 66%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Truist Bank | $524M | 26.1% | -29% |
| Southern Bank and Trust Company | $436M | 21.7% | +93% |
| Wells Fargo Bank | $360M | 17.9% | +17% |
| First-Citizens Bank & Trust Company | $277M | 13.8% | +39% |
| KS Bank, Inc. | $110M | 5.5% | +108% |
| First Bank | $98M | 4.9% | no 2020 presence |
| PNC Bank | $78M | 3.9% | -5% |
| United Bank | $59M | 2.9% | +16% |
| First National Bank of Pennsylvania | $50M | 2.5% | no 2020 presence |
| Woodforest National Bank | $16M | 0.8% | +64% |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Goldsboro market
Wayne County is the only county in the Goldsboro, NC market, a Metropolitan Statistical Area (ranked #267 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Wayne County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.2B | 100.0% |
| Deposits | $2.0B | 100.0% |
| Population | 122,278 | 100.0% |
View the full Goldsboro market profile →
Recruiting in Wayne County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Wayne County.
See how we help banks recruit commercial banking talent