Yolo County, California, a county in the Sacramento-Roseville, CA market, holds $5.1B in deposits across 11 insured institutions and 26 branches. Wells Fargo Bank, National Association is the largest deposit holder at 26.8% share. The top three institutions hold 67.3% of deposits, which places the county in the concentrated band. Deposits have grown 14.2% since 2020 while the branch count fell by 7. It produces $15.9B of output, ranking #255 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 33 in 2020 to 26 in 2025. Institutions: 12 to 11. Top-three share: 61.4% to 67.3%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $1.4B | 26.8% | +34% |
| Bank of America, National Association | $1.1B | 21.3% | +10% |
| JPMorgan Chase Bank, National Association | $968M | 19.1% | +53% |
| First Northern Bank of Dixon | $809M | 16.0% | +12% |
| U.S. Bank National Association | $362M | 7.2% | -5% |
| Umpqua Bank | $121M | 2.4% | -9% |
| BMO Bank National Association | $86M | 1.7% | -24% |
| Tri Counties Bank | $85M | 1.7% | -4% |
| River City Bank | $69M | 1.4% | -38% |
| Banner Bank | $62M | 1.2% | -31% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Sacramento-Roseville market
Yolo County is one of 7 counties that make up the Sacramento-Roseville, CA market, a Combined Statistical Area (ranked #32 of 293 U.S. markets by economic output). It produces 9.3% of the market’s output and holds 5.0% of its deposits.
| Measure | Yolo County | Share of Sacramento-Roseville market |
|---|---|---|
| 2024 GDP | $15.9B | 9.3% |
| Deposits | $5.1B | 5.0% |
| Population | 224,410 | 8.1% |
View the full Sacramento-Roseville market profile →
Recruiting in Yolo County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Yolo County, on a retained basis.
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