Placer County, California, a core county of the Sacramento-Roseville, CA market, holds $14.4B in deposits across 26 insured institutions and 69 branches. Wells Fargo Bank is the largest deposit holder at 20.0% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 2.3% since 2021 while the branch count fell by 13.8%. It produced $26.8B of real gross domestic product in 2024, ranking #177 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 80 in 2021 to 69 in 2026. Institutions: 25 to 26. Top-three share: 58% to 49%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $2.9B | 20.0% | -33% |
| Bank of America | $2.1B | 14.7% | -12% |
| JPMorgan Chase Bank | $2.0B | 13.9% | +31% |
| Five Star Bank | $1.9B | 13.0% | +234% |
| U.S. Bank | $1.3B | 8.9% | +2% |
| Columbia Bank | $1.0B | 7.0% | -25% |
| Mechanics Bank | $884M | 6.1% | +72% |
| Tri Counties Bank | $385M | 2.7% | +21% |
| BMO Bank | $227M | 1.6% | -33% |
| First Northern Bank of Dixon | $179M | 1.2% | -33% |
| First Bank | $173M | 1.2% | +8% |
| PNC Bank | $163M | 1.1% | +99% |
| First-Citizens Bank & Trust Company | $158M | 1.1% | +44% |
| Community West Bank | $137M | 1.0% | +31% |
| Sunflower Bank | $130M | 0.9% | -26% |
| River Valley Community Bank | $127M | 0.9% | +122% |
| EverBank | $123M | 0.9% | no 2021 presence |
| Plumas Bank | $114M | 0.8% | +9% |
| Poppy Bank | $106M | 0.7% | -6% |
| Banner Bank | $73M | 0.5% | -2% |
| River City Bank | $67M | 0.5% | -16% |
| Bank of Marin | $57M | 0.4% | -23% |
| Citizens National Bank of Texas | $55M | 0.4% | no 2021 presence |
| El Dorado Savings Bank, F.S.B. | $37M | 0.3% | -25% |
| Exchange Bank | $36M | 0.2% | -41% |
| Oak Valley Community Bank | $15M | 0.1% | no 2021 presence |
The 26 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Sacramento-Roseville market
Placer County is one of 7 counties that make up the Sacramento-Roseville, CA market, a Combined Statistical Area (ranked #32 of 293 U.S. markets by economic output). It produces 15.7% of the market’s output and holds 14.0% of its deposits.
| Measure | Placer County | Share of parent market |
|---|---|---|
| 2024 GDP | $26.8B | 15.7% |
| Deposits | $14.4B | 14.0% |
| Population | 442,081 | 16.0% |
View the full Sacramento-Roseville market profile →
Recruiting in Placer County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Placer County.
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