The Farmers & Merchants Bank holds $1.5B in deposits across 9 counties in 3 ranked markets and 1 state. Its deposit footprint is highly concentrated: the top three counties (Washington County, Arkansas County, Baxter County) hold 66% of its deposits. It ranks among the three largest institutions in 5 of the 9 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Washington County, AR | $443M | 28.7% | 5.1% | 6 |
| 2. | Arkansas County, AR | $336M | 21.7% | 46.9% | 3 |
| 3. | Baxter County, AR | $249M | 16.1% | 15.6% | 4 |
| 4. | Craighead County, AR | $143M | 9.2% | 3.6% | 2 |
| 5. | Randolph County, AR | $140M | 9.1% | 31.0% | 1 |
| 6. | Prairie County, AR | $121M | 7.8% | 73.2% | 2 |
| 7. | Perry County, AR | $64M | 4.1% | 100.0% | 1 |
| 8. | Conway County, AR | $42M | 2.7% | 8.4% | 1 |
| 9. | Benton County, AR | $9M | 0.6% | 0.1% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.