Market Intelligence

Perry County, AR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Perry County, Arkansas, a county in the Little Rock-North Little Rock, AR market, holds $64M in deposits across 1 insured institution and 1 branch. The Farmers & Merchants Bank is the largest deposit holder at 100.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have fallen 10.4% since 2020 while the branch count fell by 1. It produces $208M of output, ranking #1,484 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$208M
#1,484 of 1,523
Total Deposits
$64M
#1,502 of 1,523
Population
10,309
#1,441 of 1,523
GDP per Capita
$20,136
#1,468 of 1,523
Insured Institutions
1
#1,521 of 1,523
Deposits per Branch
$64M
#1,183 of 1,523
Deposits per Capita
$6,204
#1,494 of 1,523
Branches per 100k Pop.
9.7
#1,462 of 1,523
Median Institution Size
$64M
Median deposits of the institutions operating in the county. #1,277 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #156 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-10.4% over 5 years
$71M
2020
$80M
2021
$69M
2022
$65M
2023
$64M
2024
$64M
2025

Branches: 2 in 2020 to 1 in 2025. Institutions: 2 to 1. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Farmers & Merchants Bank$64M100.0%1+13%

The 1 insured institution with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Little Rock-North Little Rock market

Perry County is one of 9 counties that make up the Little Rock-North Little Rock, AR market, a Combined Statistical Area (ranked #76 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.2% of its deposits.

MeasurePerry CountyShare of Little Rock-North Little Rock market
2024 GDP$208M0.4%
Deposits$64M0.2%
Population10,3091.1%

View the full Little Rock-North Little Rock market profile →

Recruiting in Perry County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Perry County, on a retained basis.

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