Market Intelligence

Anson County, NC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Anson County, North Carolina, a county in the Charlotte-Concord, NC-SC market, holds $220M in deposits across 2 insured institutions and 2 branches. Uwharrie Bank is the largest deposit holder at 50.9% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 4.8% since 2020. It produces $893M of output, ranking #1,225 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$893M
#1,225 of 1,523
Total Deposits
$220M
#1,399 of 1,523
Population
21,758
#1,270 of 1,523
GDP per Capita
$41,032
#872 of 1,523
Insured Institutions
2
#1,411 of 1,523
Deposits per Branch
$110M
#473 of 1,523
Deposits per Capita
$10,109
#1,419 of 1,523
Branches per 100k Pop.
9.2
#1,471 of 1,523
Median Institution Size
$110M
Median deposits of the institutions operating in the county. #814 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
50.9%
of market deposits held by banks with $100M to $50B in assets. #970 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+4.8% over 5 years
$210M
2020
$175M
2021
$181M
2022
$193M
2023
$213M
2024
$220M
2025

Branches: 2 in 2020 to 2 in 2025. Institutions: 2 to 2. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Uwharrie Bank$112M50.9%1+73%
Truist Bank$108M49.1%1-26%

The 2 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Charlotte-Concord market

Anson County is one of 18 counties that make up the Charlotte-Concord, NC-SC market, a Combined Statistical Area (ranked #19 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.0% of its deposits.

MeasureAnson CountyShare of Charlotte-Concord market
2024 GDP$893M0.4%
Deposits$220M0.0%
Population21,7580.6%

View the full Charlotte-Concord market profile →

Recruiting in Anson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Anson County, on a retained basis.

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