Market Intelligence

Barry County, MI

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Barry County, Michigan, a county in the Grand Rapids-Wyoming, MI market, holds $643M in deposits across 5 insured institutions and 7 branches. Highpoint Community Bank is the largest deposit holder at 74.1% share. The top three institutions hold 90.8% of deposits, which places the county in the concentrated band. Deposits have grown 34.6% since 2020 while the branch count fell by 3. It produces $1.8B of output, ranking #974 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.8B
#974 of 1,523
Total Deposits
$643M
#1,121 of 1,523
Population
63,991
#812 of 1,523
GDP per Capita
$28,006
#1,300 of 1,523
Insured Institutions
5
#1,148 of 1,523
Deposits per Branch
$92M
#717 of 1,523
Deposits per Capita
$10,047
#1,420 of 1,523
Branches per 100k Pop.
10.9
#1,431 of 1,523
Median Institution Size
$41M
Median deposits of the institutions operating in the county. #1,458 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
89.7%
of market deposits held by banks with $100M to $50B in assets. #324 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
90.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+34.6% over 5 years
$478M
2020
$493M
2021
$506M
2022
$522M
2023
$516M
2024
$643M
2025

Branches: 10 in 2020 to 7 in 2025. Institutions: 7 to 5. Top-three share: 77.6% to 90.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Highpoint Community Bank$476M74.1%3+98%
The Huntington National Bank$66M10.3%1-26%
Commercial Bank$41M6.4%1+3%
Union Bank$34M5.3%1+34%
Eaton Community Bank$25M3.9%1+1%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Grand Rapids-Wyoming market

Barry County is one of 8 counties that make up the Grand Rapids-Wyoming, MI market, a Combined Statistical Area (ranked #48 of 293 U.S. markets by economic output). It produces 2.2% of the market’s output and holds 1.7% of its deposits.

MeasureBarry CountyShare of Grand Rapids-Wyoming market
2024 GDP$1.8B2.2%
Deposits$643M1.7%
Population63,9914.2%

View the full Grand Rapids-Wyoming market profile →

Recruiting in Barry County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Barry County, on a retained basis.

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