Bastrop County, Texas, a county in the Austin-Round Rock-San Marcos, TX market, holds $2.0B in deposits across 11 insured institutions and 20 branches. The First National Bank of Bastrop is the largest deposit holder at 46.7% share. The top three institutions hold 84.0% of deposits, which places the county in the concentrated band. Deposits have grown 51.0% since 2020 while the branch count rose by 1. It produces $3.3B of output, ranking #729 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 19 in 2020 to 20 in 2025. Institutions: 10 to 11. Top-three share: 85.4% to 84.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| The First National Bank of Bastrop | $917M | 46.7% | +49% |
| Frontier Bank of Texas | $486M | 24.7% | +63% |
| Prosperity Bank | $248M | 12.6% | +25% |
| Wells Fargo Bank, National Association | $153M | 7.8% | +40% |
| Cornerstone Capital Bank, SSB | $50M | 2.6% | +42% |
| Frost Bank | $46M | 2.4% | no 2020 presence |
| Classic Bank, National Association | $24M | 1.2% | +45% |
| Cadence Bank | $19M | 0.9% | +35% |
| Woodforest National Bank | $12M | 0.6% | +34% |
| First National Bank Texas | $6M | 0.3% | +118% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Austin-Round Rock-San Marcos market
Bastrop County is one of 5 counties that make up the Austin-Round Rock-San Marcos, TX market, a Metropolitan Statistical Area (ranked #22 of 293 U.S. markets by economic output). It produces 1.5% of the market’s output and holds 2.8% of its deposits.
| Measure | Bastrop County | Share of Austin-Round Rock-San Marcos market |
|---|---|---|
| 2024 GDP | $3.3B | 1.5% |
| Deposits | $2.0B | 2.8% |
| Population | 118,908 | 4.5% |
View the full Austin-Round Rock-San Marcos market profile →
Recruiting in Bastrop County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bastrop County, on a retained basis.
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