Travis County, Texas, a core county of the Austin-Round Rock-San Marcos, TX market, holds $50.9B in deposits across 61 insured institutions and 234 branches. Texas Capital Bank is the largest deposit holder at 20.1% share. The top three institutions hold 51.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 35.5% since 2020 while the branch count fell by 12. It produces $165.7B of output, ranking #16 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 246 in 2020 to 234 in 2025. Institutions: 52 to 61. Top-three share: 55.1% to 51.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Texas Capital Bank | $10.2B | 20.1% | +633% |
| JPMorgan Chase Bank, National Association | $8.9B | 17.4% | +23% |
| Wells Fargo Bank, National Association | $6.8B | 13.4% | -10% |
| Bank of America, National Association | $5.9B | 11.6% | +1% |
| Frost Bank | $3.7B | 7.3% | +14% |
| Horizon Bank, SSB | $1.8B | 3.6% | +64% |
| PNC Bank, National Association | $1.5B | 2.9% | -35% |
| PlainsCapital Bank | $1.2B | 2.4% | +33% |
| Comerica Bank | $820M | 1.6% | -21% |
| Keystone Bank, SSB | $787M | 1.6% | +281% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Austin-Round Rock-San Marcos market
Travis County is one of 5 counties that make up the Austin-Round Rock-San Marcos, TX market, a Metropolitan Statistical Area (ranked #22 of 293 U.S. markets by economic output). It produces 76.4% of the market’s output and holds 73.2% of its deposits.
| Measure | Travis County | Share of Austin-Round Rock-San Marcos market |
|---|---|---|
| 2024 GDP | $165.7B | 76.4% |
| Deposits | $50.9B | 73.2% |
| Population | 1,389,670 | 53.0% |
View the full Austin-Round Rock-San Marcos market profile →
Recruiting in Travis County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Travis County, on a retained basis.
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