Brazos County, Texas, a core county of the College Station-Bryan, TX market, holds $7.6B in deposits across 24 insured institutions and 62 branches. Truist Bank is the largest deposit holder at 15.6% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 28.1% since 2020 while the branch count rose by 10.7%. It produces $12.5B of output, ranking #313 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 56 in 2020 to 62 in 2025. Institutions: 21 to 24. Top-three share: 44% to 44%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Truist Bank | $1.2B | 15.6% | +28% |
| Wells Fargo Bank | $1.1B | 15.1% | +28% |
| Prosperity Bank | $980M | 13.0% | +21% |
| JPMorgan Chase Bank | $851M | 11.3% | +95% |
| First Financial Bank | $820M | 10.9% | +25% |
| American Momentum Bank | $637M | 8.4% | +57% |
| Bank of America | $429M | 5.7% | +1% |
| Amarillo National Bank | $272M | 3.6% | +72% |
| Guaranty Bank & Trust | $241M | 3.2% | +49% |
| PNC Bank | $187M | 2.5% | -56% |
| VeraBank | $158M | 2.1% | +894% |
| Simmons Bank | $145M | 1.9% | no 2020 presence |
| Frost Bank | $105M | 1.4% | no 2020 presence |
| The Brenham National Bank | $72M | 0.9% | +24% |
| First State Bank of Bedias | $67M | 0.9% | +32% |
| Extraco Banks | $62M | 0.8% | +73% |
| City Bank | $55M | 0.7% | -9% |
| Bank of Brenham | $53M | 0.7% | no 2020 presence |
| First National Bank Texas | $45M | 0.6% | +58% |
| First National Bank of Central Texas | $18M | 0.2% | no 2020 presence |
| First National Bank of Huntsville | $14M | 0.2% | +32% |
| Citizens Bank | $13M | 0.2% | +5% |
| Pinnacle Bank | $13M | 0.2% | no 2020 presence |
| Hancock Whitney Bank | $4M | 0.1% | -12% |
The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the College Station-Bryan market
Brazos County is one of 3 counties that make up the College Station-Bryan, TX market, a Metropolitan Statistical Area (ranked #152 of 293 U.S. markets by economic output). It produces 78.0% of the market’s output and holds 86.6% of its deposits.
| Measure | Brazos County | Share of parent market |
|---|---|---|
| 2024 GDP | $12.5B | 78.0% |
| Deposits | $7.6B | 86.6% |
| Population | 249,088 | 86.6% |
View the full College Station-Bryan market profile →
Recruiting in Brazos County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Brazos County.
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