Bureau County, Illinois, a core county of the Chicago-Naperville, IL-IN-WI market, holds $1.3B in deposits across 11 insured institutions and 18 branches. Central Bank Illinois is the largest deposit holder at 19.4% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 7.8% since 2021. It produced $1.2B of real gross domestic product in 2024, ranking #1,149 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 18 in 2021 to 18 in 2026. Institutions: 12 to 11. Top-three share: 53% to 51%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Central Bank Illinois | $245M | 19.4% | +28% |
| Heartland Bank and Trust Company | $237M | 18.8% | -4% |
| Spring Valley City Bank | $163M | 12.9% | -11% |
| Midland States Bank | $153M | 12.1% | -11% |
| State Bank of Cherry | $105M | 8.4% | +6% |
| Community State Bank | $90M | 7.1% | +39% |
| First State Bank | $87M | 6.9% | +31% |
| Peoples National Bank of Kewanee | $73M | 5.8% | +56% |
| North Central Bank | $59M | 4.7% | +30% |
| First State Bank of Van Orin | $35M | 2.8% | -11% |
| First Federal Savings Bank | $13M | 1.0% | -10% |
The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Chicago-Naperville market
Bureau County is one of 19 counties that make up the Chicago-Naperville, IL-IN-WI market, a Combined Statistical Area (ranked #5 of 293 U.S. markets by economic output). It produces 0.2% of the market’s output and holds 0.2% of its deposits.
| Measure | Bureau County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.2B | 0.2% |
| Deposits | $1.3B | 0.2% |
| Population | 32,510 | 0.3% |
View the full Chicago-Naperville market profile →
Recruiting in Bureau County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bureau County.
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