Market Intelligence

DuPage County, IL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

DuPage County, Illinois, a core county of the Chicago-Naperville, IL-IN-WI market, holds $53.2B in deposits across 45 insured institutions and 250 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 22.0% share. The top three institutions hold 42.8% of deposits, which places the county in the fragmented band. Deposits have grown 10.0% since 2020 while the branch count fell by 45. It produces $101.7B of output, ranking #46 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$101.7B
#46 of 1,523
Total Deposits
$53.2B
#55 of 1,523
Population
934,298
#61 of 1,523
GDP per Capita
$108,883
#52 of 1,523
Insured Institutions
45
#26 of 1,523
Deposits per Branch
$213M
#85 of 1,523
Deposits per Capita
$56,940
#68 of 1,523
Branches per 100k Pop.
26.8
#625 of 1,523
Median Institution Size
$272M
Median deposits of the institutions operating in the county. #195 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
31.2%
of market deposits held by banks with $100M to $50B in assets. #1,221 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
42.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+10.0% over 5 years
$48.4B
2020
$51.9B
2021
$52.2B
2022
$51.0B
2023
$51.1B
2024
$53.2B
2025

Branches: 295 in 2020 to 250 in 2025. Institutions: 50 to 45. Top-three share: 41.2% to 42.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$11.7B22.0%28+18%
PNC Bank, National Association$5.6B10.4%14+12%
BMO Bank National Association$5.5B10.3%25+8%
Fifth Third Bank, National Association$3.6B6.7%20-4%
Hinsdale Bank & Trust Company, National Association$3.4B6.5%8+52%
Wheaton Bank & Trust, National Association$3.4B6.5%7+60%
Citibank, National Association$2.6B4.9%9-30%
U.S. Bank National Association$2.5B4.8%19+3%
Bank of America, National Association$2.4B4.5%12+30%
Old Second National Bank$1.6B3.0%22+1,137%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Chicago-Naperville market

DuPage County is one of 19 counties that make up the Chicago-Naperville, IL-IN-WI market, a Combined Statistical Area (ranked #5 of 293 U.S. markets by economic output). It produces 13.5% of the market’s output and holds 8.6% of its deposits.

MeasureDuPage CountyShare of Chicago-Naperville market
2024 GDP$101.7B13.5%
Deposits$53.2B8.6%
Population934,2989.4%

View the full Chicago-Naperville market profile →

Recruiting in DuPage County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like DuPage County, on a retained basis.

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