Market Intelligence

DuPage County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

DuPage County, Illinois, a core county of the Chicago-Naperville, IL-IN-WI market, holds $55.0B in deposits across 44 insured institutions and 250 branches. JPMorgan Chase Bank is the largest deposit holder at 22.0% share. The top three banks hold 42% of deposits, which places the county in the Fragmented band. Deposits have grown 6.0% since 2021 while the branch count fell by 11.0%. It produced $101.7B of real gross domestic product in 2024, ranking #46 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$101.7B
#46 of 1,523
Population
934,298
#61 of 1,523
GDP per Capita
$108,883
#52 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$55.0B
#54 of 1,523
Deposits per Capita
$58,856
#68 of 1,523
Deposits per Branch
$220M
#89 of 1,523
Competitive structure
Insured Institutions
44
#27 of 1,523
Branches per 100k Pop.
26.8
#623 of 1,523
Median Deposits per Institution
$260M
The median deposits booked by a single institution in the county. #213 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
33.3%
of county deposits held by banks with $100M to $100B in assets. #1,281 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
42%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+6.0% over 5 years
$51.9B
2021
$52.2B
2022
$51.0B
2023
$51.1B
2024
$53.2B
2025
$55.0B
2026

Branches: 281 in 2021 to 250 in 2026. Institutions: 50 to 44. Top-three share: 43% to 42%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$12.1B22.0%28+2%
PNC Bank$6.0B11.0%14+20%
BMO Bank$4.8B8.7%24-7%
Hinsdale Bank & Trust Company$4.3B7.8%8+78%
Fifth Third Bank$4.3B7.8%20+8%
Wheaton Bank & Trust$4.1B7.4%7+71%
Citibank$2.6B4.7%9+12%
U.S. Bank$2.6B4.7%190%
Bank of America$2.4B4.4%12-14%
Old Second National Bank$1.8B3.3%22-36%
Schaumburg Bank & Trust Company$1.3B2.3%4+141%
The Huntington National Bank$1.2B2.2%18+18%
Republic Bank of Chicago$1.0B1.9%5-7%
Old National Bank$777M1.4%4+83%
Itasca Bank & Trust Co.$692M1.3%2+6%
The Northern Trust Company$540M1.0%1-13%
Busey Bank$446M0.8%4-9%
Lisle Savings Bank$383M0.7%4-11%
First American Bank$379M0.7%7+11%
Grand Ridge National Bank$339M0.6%1+52%
Lakeside Bank$289M0.5%3+5,939%
Providence Bank & Trust$261M0.5%3-37%
American Commercial Bank & Trust$258M0.5%1+36%
First Eagle Bank$245M0.4%1no 2021 presence
Cathay Bank$193M0.4%1+15%
First Financial Bank$179M0.3%3-24%
Community Bank of Elmhurst$177M0.3%2-1%
Wells Fargo Bank$159M0.3%2-71%
Byline Bank$153M0.3%2-68%
Cornerstone National Bank & Trust Company$144M0.3%1+6%
FNBC Bank & Trust$121M0.2%1+20%
Amalgamated Bank of Chicago$121M0.2%1+78%
Millennium Bank$111M0.2%1no 2021 presence
Parkway Bank and Trust Company$99M0.2%4+14%
First Nations Bank$79M0.1%1+6%
Hanmi Bank$76M0.1%1-4%
Pan American Bank & Trust$67M0.1%2+38%
Associated Bank$66M0.1%1-66%
Peoples Bank$54M0.1%1+15%
TrustBank$48M0.1%1no 2021 presence
CIBM Bank$25M<0.1%1+35%
First Secure Community Bank$16M<0.1%1+52%
Woodforest National Bank$3M<0.1%1-12%
BMO Harris Central$1M<0.1%10%

The 44 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Chicago-Naperville market

DuPage County is one of 19 counties that make up the Chicago-Naperville, IL-IN-WI market, a Combined Statistical Area (ranked #5 of 293 U.S. markets by economic output). It produces 13.5% of the market’s output and holds 8.5% of its deposits.

MeasureDuPage CountyShare of parent market
2024 GDP$101.7B13.5%
Deposits$55.0B8.5%
Population934,2989.4%

View the full Chicago-Naperville market profile →

Recruiting in DuPage County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like DuPage County.

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