Market Intelligence

DuPage County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

DuPage County, Illinois, a core county of the Chicago-Naperville, IL-IN-WI market, holds $53.2B in deposits across 45 insured institutions and 250 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 22.0% share. The top three banks hold 43% of deposits, which places the county in the Fragmented band. Deposits have grown 10.0% since 2020 while the branch count fell by 15.3%. It produces $101.7B of output, ranking #46 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$101.7B
#46 of 1,523
Population
934,298
#61 of 1,523
GDP per Capita
$108,883
#52 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$53.2B
#55 of 1,523
Deposits per Capita
$56,940
#68 of 1,523
Deposits per Branch
$213M
#85 of 1,523
Competitive structure
Insured Institutions
45
#26 of 1,523
Branches per 100k Pop.
26.8
#625 of 1,523
Median Deposits per Institution
$272M
The median deposits booked by a single institution in the county. #195 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
33.1%
of county deposits held by banks with $100M to $100B in assets. #1,315 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
43%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+10.0% over 5 years
$48.4B
2020
$51.9B
2021
$52.2B
2022
$51.0B
2023
$51.1B
2024
$53.2B
2025

Branches: 295 in 2020 to 250 in 2025. Institutions: 50 to 45. Top-three share: 41% to 43%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$11.7B22.0%28+18%
PNC Bank$5.6B10.4%14+12%
BMO Bank$5.5B10.4%25+8%
Fifth Third Bank$3.6B6.7%20-4%
Hinsdale Bank & Trust Company$3.4B6.5%8+52%
Wheaton Bank & Trust$3.4B6.5%7+60%
Citibank$2.6B4.9%9-30%
U.S. Bank$2.5B4.8%19+3%
Bank of America$2.4B4.5%12+30%
Old Second National Bank$1.6B3.0%22+1,137%
Schaumburg Bank & Trust Company$1.5B2.8%4+184%
Republic Bank of Chicago$1.1B2.1%5+26%
The Huntington National Bank$1.1B2.0%18+1%
Evergreen Bank Group$907M1.7%2+57%
Itasca Bank & Trust Co.$667M1.3%2+13%
CIBC Bank USA$588M1.1%1-21%
The Northern Trust Company$548M1.0%1-15%
Old National Bank$415M0.8%4-6%
Busey Bank$402M0.8%4-4%
Lisle Savings Bank$385M0.7%40%
First American Bank$367M0.7%7+13%
Grand Ridge National Bank$325M0.6%1+71%
Providence Bank & Trust$272M0.5%3+174%
American Commercial Bank & Trust$251M0.5%1+109%
Lakeside Bank$242M0.5%2no 2020 presence
Byline Bank$187M0.4%2-26%
BankFinancial$184M0.3%3-17%
Cathay Bank$180M0.3%1+39%
Community Bank of Elmhurst$177M0.3%2+13%
Cornerstone National Bank & Trust Company$140M0.3%1+50%
Amalgamated Bank of Chicago$128M0.2%1+102%
FNBC Bank & Trust$116M0.2%1+27%
Wells Fargo Bank$109M0.2%1-80%
Parkway Bank and Trust Company$95M0.2%4+11%
Hanmi Bank$87M0.2%1-3%
Millennium Bank$86M0.2%1no 2020 presence
First Nations Bank$79M0.1%1+10%
Pan American Bank & Trust$61M0.1%1+108%
Peoples Bank$52M0.1%1no 2020 presence
Associated Bank$51M0.1%1-74%
TrustBank$39M0.1%1no 2020 presence
CIBM Bank$28M0.1%1+80%
First Secure Community Bank$16M<0.1%1+270%
Woodforest National Bank$3M<0.1%1-10%
BMO Harris Central$1M<0.1%10%

The 45 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Chicago-Naperville market

DuPage County is one of 19 counties that make up the Chicago-Naperville, IL-IN-WI market, a Combined Statistical Area (ranked #5 of 293 U.S. markets by economic output). It produces 13.5% of the market’s output and holds 8.6% of its deposits.

MeasureDuPage CountyShare of parent market
2024 GDP$101.7B13.5%
Deposits$53.2B8.6%
Population934,2989.4%

View the full Chicago-Naperville market profile →

Recruiting in DuPage County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like DuPage County.

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