Market Intelligence

LaSalle County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

LaSalle County, Illinois, a core county of the Chicago-Naperville, IL-IN-WI market, holds $4.0B in deposits across 22 insured institutions and 52 branches. American Commercial Bank & Trust, National Association is the largest deposit holder at 26.6% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 30.2% since 2020 while the branch count fell by 7.1%. It produces $5.8B of output, ranking #540 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.8B
#540 of 1,523
Population
107,773
#577 of 1,523
GDP per Capita
$54,067
#479 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$4.0B
#405 of 1,523
Deposits per Capita
$36,913
#217 of 1,523
Deposits per Branch
$77M
#968 of 1,523
Competitive structure
Insured Institutions
22
#179 of 1,523
Branches per 100k Pop.
48.2
#119 of 1,523
Median Deposits per Institution
$118M
The median deposits booked by a single institution in the county. #737 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
98.4%
of county deposits held by banks with $100M to $100B in assets. #258 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
51%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+30.2% over 5 years
$3.1B
2020
$3.3B
2021
$3.4B
2022
$3.6B
2023
$3.8B
2024
$4.0B
2025

Branches: 56 in 2020 to 52 in 2025. Institutions: 23 to 22. Top-three share: 43% to 51%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
American Commercial Bank & Trust$1.1B26.6%6+144%
First State Bank$631M15.9%5+14%
Midland States Bank$321M8.1%4+2%
Eureka Savings Bank$273M6.9%4+7%
OSB Community Bank$222M5.6%2+11%
Hometown National Bank$196M4.9%1-3%
First Federal Savings Bank$191M4.8%6+2%
Peru Federal Savings Bank$175M4.4%2+24%
La Salle State Bank$157M3.9%3+49%
Heartland Bank and Trust Company$145M3.6%2+33%
Illini State Bank$128M3.2%3+36%
Streator Home Savings Bank$109M2.7%1-7%
Marseilles Bank$65M1.6%2+9%
Old National Bank$56M1.4%1+5%
Old Second National Bank$54M1.4%1-5%
The Granville National Bank$44M1.1%1+23%
Grand Ridge National Bank$41M1.0%1+22%
Central Bank Illinois$41M1.0%1+74%
Resource Bank$32M0.8%3+172%
Peoples National Bank of Kewanee$21M0.5%1+33%
Spring Valley City Bank$16M0.4%1+144%
Woodforest National Bank$3M0.1%1+33%

The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Chicago-Naperville market

LaSalle County is one of 19 counties that make up the Chicago-Naperville, IL-IN-WI market, a Combined Statistical Area (ranked #5 of 293 U.S. markets by economic output). It produces 0.8% of the market’s output and holds 0.6% of its deposits.

MeasureLaSalle CountyShare of parent market
2024 GDP$5.8B0.8%
Deposits$4.0B0.6%
Population107,7731.1%

View the full Chicago-Naperville market profile →

Recruiting in LaSalle County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like LaSalle County.

See how we help banks recruit commercial banking talent