Catoosa County, Georgia, a core county of the Chattanooga-Cleveland-Dalton, TN-GA-AL market, holds $1.1B in deposits across 7 insured institutions and 10 branches. FirstBank is the largest deposit holder at 37.4% share. The top three institutions hold 70.1% of deposits, which places the county in the concentrated band. Deposits have grown 27.8% since 2020 while the branch count fell by 1. It produces $1.7B of output, ranking #994 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 11 in 2020 to 10 in 2025. Institutions: 8 to 7. Top-three share: 64.8% to 70.1%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| FirstBank | $401M | 37.4% | +45% |
| Builtwell Bank | $216M | 20.1% | +33% |
| Cadence Bank | $135M | 12.6% | no 2020 presence |
| Wells Fargo Bank, National Association | $132M | 12.3% | +27% |
| Regions Bank | $123M | 11.5% | +18% |
| First Horizon Bank | $41M | 3.9% | -10% |
| First Financial Bank, National Association | $24M | 2.3% | no 2020 presence |
The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Chattanooga-Cleveland-Dalton market
Catoosa County is one of 14 counties that make up the Chattanooga-Cleveland-Dalton, TN-GA-AL market, a Combined Statistical Area (ranked #71 of 293 U.S. markets by economic output). It produces 3.3% of the market’s output and holds 4.5% of its deposits.
| Measure | Catoosa County | Share of Chattanooga-Cleveland-Dalton market |
|---|---|---|
| 2024 GDP | $1.7B | 3.3% |
| Deposits | $1.1B | 4.5% |
| Population | 69,628 | 6.8% |
View the full Chattanooga-Cleveland-Dalton market profile →
Recruiting in Catoosa County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Catoosa County, on a retained basis.
Start a confidential conversation