Market Intelligence

Chatham County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Chatham County, Georgia, a core county of the Savannah-Hinesville-Statesboro, GA market, holds $7.9B in deposits across 20 insured institutions and 65 branches. Wells Fargo Bank, National Association is the largest deposit holder at 17.9% share. The top three institutions hold 51.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.5% since 2020 while the branch count fell by 17.7%. It produces $22.1B of output, ranking #205 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$22.1B
#205 of 1,523
Population
311,855
#238 of 1,523
GDP per Capita
$70,871
#186 of 1,523
Deposit market
Total Deposits
$7.9B
#236 of 1,523
Deposits per Capita
$25,378
#590 of 1,523
Deposits per Branch
$122M
#367 of 1,523
Competitive structure
Insured Institutions
20
#207 of 1,523
Branches per 100k Pop.
20.8
#945 of 1,523
Median Deposits per Institution
$183M
The median deposits booked by a single institution in the county. #378 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
24.3%
of county deposits held by banks with $100M to $50B in assets. #1,312 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+9.5% over 5 years
$7.2B
2020
$8.1B
2021
$8.8B
2022
$8.8B
2023
$8.5B
2024
$7.9B
2025

Branches: 79 in 2020 to 65 in 2025. Institutions: 20 to 20. Top-three share: 62.8% to 51.8%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank$1.4B17.9%10+5%
Truist Bank$1.4B17.3%9-32%
Bank of America$1.3B16.6%7+11%
SouthState Bank$660M8.3%4+36%
Ameris Bank$592M7.5%5+21%
Synovus Bank$453M5.7%3-5%
Cadence Bank$432M5.5%5+893%
United Community Bank$396M5.0%3+96%
BankSouth$247M3.1%1+98%
JPMorgan Chase Bank$194M2.4%3+1,660%
Bank OZK$173M2.2%1+38%
Queensborough National Bank & Trust Company$139M1.8%3+73%
Colony Bank$101M1.3%2+61%
Regions Bank$94M1.2%1+7%
Carver State Bank$91M1.1%2+109%
Coastal States Bank$72M0.9%1+192%
First-Citizens Bank & Trust Company$56M0.7%1-2%
Great Oaks Bank$55M0.7%2no 2020 presence
TC Federal Bank$31M0.4%1no 2020 presence
Renasant Bank$29M0.4%1-19%

The 20 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Savannah-Hinesville-Statesboro market

Chatham County is one of 8 counties that make up the Savannah-Hinesville-Statesboro, GA market, a Combined Statistical Area (ranked #88 of 293 U.S. markets by economic output). It produces 61.7% of the market’s output and holds 60.3% of its deposits.

MeasureChatham CountyShare of parent market
2024 GDP$22.1B61.7%
Deposits$7.9B60.3%
Population311,85547.2%

View the full Savannah-Hinesville-Statesboro market profile →

Recruiting in Chatham County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chatham County.

See how we help banks recruit commercial banking talent