Market Intelligence

Savannah-Hinesville-Statesboro, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Savannah-Hinesville-Statesboro, GA

Savannah-Hinesville-Statesboro, GA, a Combined Statistical Area, holds $13.1 billion in deposits across 32 insured institutions and 117 branches, ranking #88 of 293 U.S. markets by economic output. Wells Fargo Bank is the largest deposit holder at 13.1% share. The top three institutions hold 37.2% of deposits, which places the market in the fragmented band. Deposits have grown 20.4% since 2020 while the branch count fell by 12.0%.

Economic scale
2024 Real GDP
$35.8B
#88 of 293
Population
661K
#90 of 293
GDP per Capita
$54,191
#135 of 293
Deposit market
Total Deposits
$13.1B
#107 of 293
Deposits per Capita
$19,829
#236 of 293
Deposits per Branch
$112M
#131 of 293
Competitive structure
Insured Institutions
32
#80 of 293
Branches per 100k Pop.
17.7
#233 of 293
Median Deposits per Institution
$173M
The median deposits booked by a single institution in the market. #182 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
39.6%
of market deposits held by banks with $100M to $50B in assets. #206 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
37.2%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +20.4% over 5 years
$10.9B
2020
$12.2B
2021
$13.5B
2022
$13.6B
2023
$13.5B
2024
$13.1B
2025

Branches: 133 in 2020 to 117 in 2025. Institutions: 32 to 32. Top-three share: 49.1% to 37.2%. Deposits per branch: $112M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
Wells Fargo Bank$1.7B13.1%12+9%
Truist Bank$1.7B13.0%13-31%
Bank of America$1.5B11.1%8+12%
Ameris Bank$1.4B10.7%8+60%
Synovus Bank$1.3B9.6%6+28%
SouthState Bank$0.9B6.5%5+32%
Renasant Bank$0.8B5.7%10+111%
Cadence Bank$0.6B4.2%8+732%
United Community Bank$0.4B3.0%3+96%
Morris Bank$0.3B2.4%3+58%
PrimeSouth Bank$256M2.0%1+73%
BankSouth$247M1.9%1+98%
Queensborough National Bank & Trust Company$243M1.9%6+78%
First Bank of Coastal Georgia$216M1.6%2+95%
JPMorgan Chase Bank$194M1.5%3+1,660%
Bank OZK$173M1.3%1+38%
The Claxton Bank$172M1.3%3+45%
Glennville Bank$155M1.2%4+57%
Great Oaks Bank$152M1.2%3+320%
Colony Bank$139M1.1%3+106%
Bank of Newington$109M0.8%1+442%
Regions Bank$94M0.7%1+7%
Citizens Bank of the South$92M0.7%1-9%
Carver State Bank$91M0.7%2+109%
Coastal States Bank$72M0.5%1+192%
The Citizens Bank of Swainsboro$71M0.5%1+151%
First-Citizens Bank & Trust Company$56M0.4%1-2%
South Georgia Bank$54M0.4%2+24%
First Horizon Bank$38M0.3%1no 2020 presence
First Southern Bank$36M0.3%1-3%
Southeastern Bank$32M0.2%1+3%
TC Federal Bank$31M0.2%1no 2020 presence

The 32 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Chatham CountyGeorgia$22.1B311,85561.7%60.3%
Liberty CountyGeorgia$4.1B70,31311.5%6.0%
Bulloch CountyGeorgia$2.9B86,9498.2%15.1%
Bryan CountyGeorgia$2.5B52,0627.0%6.0%
Effingham CountyGeorgia$2.3B74,3976.4%6.6%
Wayne CountyGeorgia$1.3B32,4813.5%3.3%
Evans CountyGeorgia$421M11,0281.2%2.1%
Long CountyGeorgia$232M21,5570.6%0.6%

Recruiting in the Savannah-Hinesville-Statesboro market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

See how we help banks recruit commercial banking talent