Market Intelligence

Savannah-Hinesville-Statesboro, GA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Savannah-Hinesville-Statesboro, GA

Savannah-Hinesville-Statesboro, GA, a Combined Statistical Area, holds $13.1 billion in deposits across 32 insured institutions and 119 branches, and ranks #88 of 293 U.S. markets by economic output. Wells Fargo Bank is the largest deposit holder at 13.3% share. The top three banks hold 38% of deposits, which places the market in the Fragmented band. Deposits have grown 7.2% since 2021 while the branch count fell by 4.8%.

Economic scale
2024 Real GDP
$35.8B
#88 of 293
Population
661K
#90 of 293
GDP per Capita
$54,191
#135 of 293
Deposit market
Deposits (SOD, 6/30/26)
$13.1B
#108 of 293
Deposits per Capita
$19,808
#237 of 293
Deposits per Branch
$110M
#147 of 293
Competitive structure
Insured Institutions
32
#79 of 293
Branches per 100k Pop.
18.0
#227 of 293
Median Deposits per Institution
$183M
The median deposits booked by a single institution in the market. #180 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
47.6%
of market deposits held by banks with $100M to $100B in assets. #199 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
38%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +7.2% over 5 years
$12.2B
2021
$13.5B
2022
$13.6B
2023
$13.5B
2024
$13.1B
2025
$13.1B
2026

Branches: 125 in 2021 to 119 in 2026. Institutions: 33 to 32. Top-three share: 46% to 38%. Average deposits per branch: $110M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
Wells Fargo Bank$1.7B13.3%120%
Truist Bank$1.7B13.1%13-28%
Ameris Bank$1.5B11.2%8+42%
Bank of America$1.4B10.8%8-3%
Pinnacle Bank$1.2B9.4%6+4%
SouthState Bank$896M6.8%5+9%
Renasant Bank$755M5.8%9-5%
The Huntington National Bank$413M3.2%8-24%
United Community Bank$371M2.8%3+60%
Vallant Bank$318M2.4%3+39%
PrimeSouth Bank$276M2.1%1+57%
Queensborough National Bank & Trust Company$247M1.9%6+59%
BankSouth$223M1.7%2+48%
First Bank of Coastal Georgia$190M1.4%2+45%
Bank OZK$186M1.4%1+47%
Great Oaks Bank$184M1.4%3+119%
JPMorgan Chase Bank$181M1.4%3+148%
Glennville Bank$171M1.3%4+41%
The Claxton Bank$152M1.2%3+16%
Colony Bank$142M1.1%3+89%
Bank of Newington$139M1.1%2+266%
Citizens Bank of the South$110M0.8%1+30%
Carver State Bank$93M0.7%2+60%
Regions Bank$91M0.7%1+11%
Coastal States Bank$86M0.7%1+92%
The Citizens Bank of Swainsboro$72M0.6%1+80%
First-Citizens Bank & Trust Company$61M0.5%1-7%
South Georgia Bank$56M0.4%2+1%
Southeastern Bank$36M0.3%2+19%
First Southern Bank$34M0.3%1-12%
First Horizon Bank$34M0.3%1+5%
Fifth Third Bank$9M0.1%1no 2021 presence

The 32 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Chatham CountyGeorgia$22.1B311,85561.7%59.9%
Liberty CountyGeorgia$4.1B70,31311.5%6.1%
Bulloch CountyGeorgia$2.9B86,9498.2%15.1%
Bryan CountyGeorgia$2.5B52,0627.0%6.1%
Effingham CountyGeorgia$2.3B74,3976.4%6.8%
Wayne CountyGeorgia$1.3B32,4813.5%3.5%
Evans CountyGeorgia$421M11,0281.2%1.9%
Long CountyGeorgia$232M21,5570.6%0.7%

Recruiting in the Savannah-Hinesville-Statesboro market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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