Chatham County, North Carolina, a core county of the Raleigh-Durham-Cary, NC market, holds $1.0B in deposits across 9 insured institutions and 16 branches. Truist Bank is the largest deposit holder at 22.0% share. The top three institutions hold 47.6% of deposits, which places the county in the moderately concentrated band. Deposits have grown 43.7% since 2020. It produces $2.2B of output, ranking #891 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 16 in 2020 to 16 in 2025. Institutions: 9 to 9. Top-three share: 61.6% to 47.6%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Truist Bank | $226M | 22.0% | -15% |
| The Fidelity Bank | $137M | 13.4% | +198% |
| Pinnacle Bank | $126M | 12.2% | no 2020 presence |
| First-Citizens Bank & Trust Company | $123M | 11.9% | +57% |
| Wells Fargo Bank | $110M | 10.7% | +45% |
| First Bank | $110M | 10.7% | +85% |
| First Horizon Bank | $107M | 10.5% | +42% |
| PNC Bank | $83M | 8.1% | -12% |
| Woodforest National Bank | $4M | 0.4% | -25% |
The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Raleigh-Durham-Cary market
Chatham County is one of 10 counties that make up the Raleigh-Durham-Cary, NC market, a Combined Statistical Area (ranked #29 of 293 U.S. markets by economic output). It produces 1.2% of the market’s output and holds 0.8% of its deposits.
| Measure | Chatham County | Share of parent market |
|---|---|---|
| 2024 GDP | $2.2B | 1.2% |
| Deposits | $1.0B | 0.8% |
| Population | 85,111 | 3.4% |
View the full Raleigh-Durham-Cary market profile →
Recruiting in Chatham County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chatham County, on a retained basis.
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