Johnston County, North Carolina, a county in the Raleigh-Durham-Cary, NC market, holds $3.0B in deposits across 12 insured institutions and 36 branches. First-Citizens Bank & Trust Company is the largest deposit holder at 29.4% share. The top three institutions hold 63.4% of deposits, which places the county in the concentrated band. Deposits have grown 38.8% since 2020 while the branch count fell by 1. It produces $9.0B of output, ranking #391 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 37 in 2020 to 36 in 2025. Institutions: 11 to 12. Top-three share: 66.0% to 63.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First-Citizens Bank & Trust Company | $883M | 29.4% | +37% |
| United Community Bank | $557M | 18.5% | +50% |
| Truist Bank | $465M | 15.5% | +12% |
| KS Bank, Inc. | $381M | 12.7% | +71% |
| Wells Fargo Bank, National Association | $268M | 8.9% | +31% |
| First National Bank of Pennsylvania | $126M | 4.2% | +118% |
| PNC Bank, National Association | $122M | 4.0% | +29% |
| Bank of America, National Association | $88M | 2.9% | +39% |
| Southern Bank and Trust Company | $56M | 1.9% | +22% |
| First Federal Bank | $42M | 1.4% | +17% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Raleigh-Durham-Cary market
Johnston County is one of 10 counties that make up the Raleigh-Durham-Cary, NC market, a Combined Statistical Area (ranked #29 of 293 U.S. markets by economic output). It produces 4.9% of the market’s output and holds 2.5% of its deposits.
| Measure | Johnston County | Share of Raleigh-Durham-Cary market |
|---|---|---|
| 2024 GDP | $9.0B | 4.9% |
| Deposits | $3.0B | 2.5% |
| Population | 256,448 | 10.3% |
View the full Raleigh-Durham-Cary market profile →
Recruiting in Johnston County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnston County, on a retained basis.
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