Market Intelligence

El Paso County, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

El Paso County, Colorado, a core county of the Colorado Springs, CO market, holds $10.3B in deposits across 40 insured institutions and 126 branches. Wells Fargo Bank, National Association is the largest deposit holder at 18.9% share. The top three institutions hold 44.8% of deposits, which places the county in the fragmented band. Deposits have grown 3.0% since 2020 while the branch count fell by 3.1%. It produces $44.0B of output, ranking #109 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$44.0B
#109 of 1,523
Population
757,040
#89 of 1,523
GDP per Capita
$58,107
#396 of 1,523
Deposit market
Total Deposits
$10.3B
#200 of 1,523
Deposits per Capita
$13,648
#1,270 of 1,523
Deposits per Branch
$82M
#871 of 1,523
Competitive structure
Insured Institutions
40
#38 of 1,523
Branches per 100k Pop.
16.6
#1,196 of 1,523
Median Deposits per Institution
$140M
The median deposits booked by a single institution in the county. #575 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
41.9%
of county deposits held by banks with $100M to $50B in assets. #1,095 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
44.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+3.0% over 5 years
$10.0B
2020
$11.2B
2021
$11.7B
2022
$10.8B
2023
$10.3B
2024
$10.3B
2025

Branches: 130 in 2020 to 126 in 2025. Institutions: 38 to 40. Top-three share: 49.2% to 44.8%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank$2.0B18.9%11-20%
JPMorgan Chase Bank$1.5B15.0%10+12%
U.S. Bank$1.1B10.9%12+1%
FirstBank$890M8.6%6+19%
UMB Bank$432M4.2%4+5%
Integrity Bank & Trust$378M3.7%4+60%
ANB Bank$345M3.3%4-15%
5Star Bank$290M2.8%3+8%
Farmers State Bank of Calhan$285M2.8%3+21%
SouthState Bank$216M2.1%3+5%
Busey Bank$194M1.9%1no 2020 presence
NBH Bank$179M1.7%3-22%
The Huntington National Bank$174M1.7%8-13%
Academy Bank$173M1.7%7+14%
Bank of America$170M1.6%5no 2020 presence
Kirkpatrick Bank$169M1.6%1-27%
Stockmens Bank$168M1.6%1+22%
Bank of Colorado$168M1.6%3+32%
KeyBank$157M1.5%5+19%
Zions Bancorporation$147M1.4%2+48%
First National Bank Colorado$134M1.3%2+52%
Herring Bank$109M1.1%1-3%
Adams Bank & Trust$102M1.0%3+4%
Pikes Peak National Bank$90M0.9%3-3%
The Eastern Colorado Bank$90M0.9%2+23%
Armed Forces Bank$81M0.8%2+33%
PNC Bank$71M0.7%2-58%
Waypoint Bank$68M0.7%1+47%
First Interstate Bank$67M0.6%2-12%
InBank$60M0.6%2no 2020 presence
Rocky Mountain Bank & Trust$59M0.6%1+50%
Glacier Bank$41M0.4%1-34%
The Central Trust Bank$39M0.4%1+557%
American Bank of Commerce$37M0.4%1+7%
The State Bank$29M0.3%1-9%
The Pueblo Bank and Trust Company$24M0.2%1-5%
Alpine Bank$21M0.2%1no 2020 presence
United Business Bank$17M0.2%1-35%
Oakstar Bank$15M0.1%1no 2020 presence
TBK Bank, SSB$11M0.1%1+65%

The 40 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Colorado Springs market

El Paso County is one of 2 counties that make up the Colorado Springs, CO market, a Metropolitan Statistical Area (ranked #80 of 293 U.S. markets by economic output). It produces 97.8% of the market’s output and holds 97.2% of its deposits.

MeasureEl Paso CountyShare of parent market
2024 GDP$44.0B97.8%
Deposits$10.3B97.2%
Population757,04096.8%

View the full Colorado Springs market profile →

Recruiting in El Paso County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like El Paso County.

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