Market Intelligence

Hanover County, VA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceRichmond, VA › Hanover County

Hanover County, Virginia, a core county of the Richmond, VA market, holds $2.9B in deposits across 13 insured institutions and 28 branches. Atlantic Union Bank is the largest deposit holder at 25.4% share. The top three institutions hold 58.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 14.4% since 2020 while the branch count fell by 1. It produces $7.0B of output, ranking #472 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$7.0B
#472 of 1,523
Total Deposits
$2.9B
#513 of 1,523
Population
116,423
#548 of 1,523
GDP per Capita
$60,314
#350 of 1,523
Insured Institutions
13
#457 of 1,523
Deposits per Branch
$102M
#563 of 1,523
Deposits per Capita
$24,642
#621 of 1,523
Branches per 100k Pop.
24.1
#772 of 1,523
Median Institution Size
$84M
Median deposits of the institutions operating in the county. #1,041 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
54.3%
of market deposits held by banks with $100M to $50B in assets. #921 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
58.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+14.4% over 5 years
$2.5B
2020
$2.6B
2021
$2.7B
2022
$2.6B
2023
$2.8B
2024
$2.9B
2025

Branches: 29 in 2020 to 28 in 2025. Institutions: 12 to 13. Top-three share: 64.1% to 58.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Atlantic Union Bank$728M25.4%4+18%
Truist Bank$547M19.1%3-16%
Wells Fargo Bank, National Association$403M14.1%4+18%
Primis Bank$314M10.9%3+8%
TowneBank$296M10.3%3+134%
Bank of America, National Association$195M6.8%2+19%
United Bank$84M2.9%1no 2020 presence
The First Bank and Trust Company$69M2.4%1no 2020 presence
SouthState Bank, National Association$69M2.4%1+71%
Citizens and Farmers Bank$63M2.2%1+66%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Richmond market

Hanover County is one of 17 counties that make up the Richmond, VA market, a Metropolitan Statistical Area (ranked #40 of 293 U.S. markets by economic output). It produces 7.2% of the market’s output and holds 4.2% of its deposits.

MeasureHanover CountyShare of Richmond market
2024 GDP$7.0B7.2%
Deposits$2.9B4.2%
Population116,4238.4%

View the full Richmond market profile →

Recruiting in Hanover County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hanover County, on a retained basis.

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