Citizens and Farmers Bank holds $2.7B in total assets and has $2.3B in deposits across 21 counties in 4 ranked markets and 1 state. Its deposit footprint is broadly distributed in Virginia: the top three counties (New Kent County, Chesterfield County, and Henrico County) hold 39% of its deposits. It is among the top three banks by deposits in 8 of the 21 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.
Deposits by county
Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches |
|---|---|---|---|---|
| New Kent County, VA | $326M | 14.4% | 100.0% | 2 |
| Chesterfield County, VA | $275M | 12.2% | 3.8% | 5 |
| Henrico County, VA | $272M | 12.0% | 3.0% | 4 |
| King William County, VA | $219M | 9.7% | 38.9% | 1 |
| Powhatan County, VA | $217M | 9.6% | 28.0% | 1 |
| James City County, VA | $188M | 8.3% | 8.3% | 2 |
| Middlesex County, VA | $101M | 4.5% | 32.0% | 1 |
| Westmoreland County, VA | $74M | 3.3% | 21.7% | 1 |
| Cumberland County, VA | $74M | 3.3% | 100.0% | 2 |
| Williamsburg city, VA | $64M | 2.8% | 12.5% | 1 |
| Hanover County, VA | $63M | 2.8% | 2.2% | 1 |
| Richmond city, VA | $60M | 2.6% | 0.1% | 1 |
| King George County, VA | $52M | 2.3% | 16.3% | 1 |
| Newport News city, VA | $50M | 2.2% | 1.9% | 1 |
| Goochland County, VA | $43M | 1.9% | 8.3% | 1 |
| Richmond County, VA | $41M | 1.8% | 17.3% | 1 |
| Charlottesville city, VA | $39M | 1.7% | 1.5% | 1 |
| Stafford County, VA | $35M | 1.5% | 2.4% | 1 |
| York County, VA | $33M | 1.4% | 3.0% | 1 |
| Fredericksburg city, VA | $19M | 0.8% | 1.0% | 1 |
| Albemarle County, VA | $19M | 0.8% | 0.7% | 1 |
“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
Browse all covered institutions in the bank directory or the banks headquartered in VA. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.
Citizens and Farmers Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Citizens and Farmers Bank and The Executive Recruiter Group, or endorsement by either.