Market Intelligence

Citizens and Farmers Bank

Headquartered in West Point, VA
Institution deposit footprint ยท FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceInstitutions › Citizens and Farmers Bank

Citizens and Farmers Bank holds $2.3B in deposits across 21 counties in 4 ranked markets and 1 state. Its deposit footprint is broadly distributed in Virginia: the top three counties (New Kent County, Chesterfield County, and Henrico County) hold 39% of its deposits. It is among the top three banks by deposits in 8 of the 21 counties where it operates.

Deposit footprint
Deposits (SOD, 6/30/25)
$2.3B
nominal
Counties
21
where it holds deposits
Branches
31
reported offices, 6/30/25
Ranked Markets
4
CSAs / MSAs touched

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Deposits by county

Data as of June 30, 2025 (FDIC Summary of Deposits)

CountyDepositsCounty’s
% of
Bank’s Deposits
Bank’s
% of
County Deposits
Branches
New Kent County, VA$326M14.4%100.0%2
Chesterfield County, VA$275M12.2%3.8%5
Henrico County, VA$272M12.0%3.0%4
King William County, VA$219M9.7%38.9%1
Powhatan County, VA$217M9.6%28.0%1
James (City) County, VA$188M8.3%8.3%2
Middlesex County, VA$101M4.5%32.0%1
Westmoreland County, VA$74M3.3%21.7%1
Cumberland County, VA$74M3.3%100.0%2
Williamsburg (City) County, VA$64M2.8%12.5%1
Hanover County, VA$63M2.8%2.2%1
Richmond (City) County, VA$60M2.6%0.1%1
King George County, VA$52M2.3%16.3%1
Newport News (City) County, VA$50M2.2%1.9%1
Goochland County, VA$43M1.9%8.3%1
Richmond County, VA$41M1.8%17.3%1
Charlottesville (City) County, VA$39M1.7%1.5%1
Stafford County, VA$35M1.5%2.4%1
York County, VA$33M1.4%3.0%1
Fredericksburg (City) County, VA$19M0.8%1.0%1
Albemarle County, VA$19M0.8%0.7%1

“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.

Browse all covered institutions in the bank directory or the banks headquartered in VA. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.

Citizens and Farmers Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Citizens and Farmers Bank and The Executive Recruiter Group, or endorsement by either.