Hardin County, Texas, a county in the Beaumont-Port Arthur, TX market, holds $458M in deposits across 7 insured institutions and 11 branches. PNC Bank, National Association is the largest deposit holder at 34.3% share. The top three institutions hold 75.0% of deposits, which places the county in the concentrated band. Deposits have grown 27.4% since 2020. It produces $1.4B of output, ranking #1,062 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 11 in 2020 to 11 in 2025. Institutions: 5 to 7. Top-three share: 88.2% to 75.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| PNC Bank, National Association | $157M | 34.3% | -18% |
| First Financial Bank | $106M | 23.2% | no 2020 presence |
| Wells Fargo Bank, National Association | $80M | 17.5% | +9% |
| Stellar Bank | $57M | 12.4% | no 2020 presence |
| Citizens Bank | $34M | 7.5% | -17% |
| The First Security Bank | $17M | 3.7% | no 2020 presence |
| Bridge City State Bank | $7M | 1.4% | +578% |
The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Beaumont-Port Arthur market
Hardin County is one of 3 counties that make up the Beaumont-Port Arthur, TX market, a Metropolitan Statistical Area (ranked #104 of 293 U.S. markets by economic output). It produces 5.3% of the market’s output and holds 6.0% of its deposits.
| Measure | Hardin County | Share of Beaumont-Port Arthur market |
|---|---|---|
| 2024 GDP | $1.4B | 5.3% |
| Deposits | $458M | 6.0% |
| Population | 58,723 | 14.7% |
View the full Beaumont-Port Arthur market profile →
Recruiting in Hardin County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hardin County, on a retained basis.
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