Jefferson County, Texas, a core county of the Beaumont-Port Arthur, TX market, holds $6.0B in deposits across 18 insured institutions and 42 branches. Stellar Bank is the largest deposit holder at 41.8% share. The top three banks hold 61% of deposits, which places the county in the Concentrated band. Deposits have grown 10.0% since 2021 while the branch count fell by 6.7%. It produced $21.3B of real gross domestic product in 2024, ranking #210 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 45 in 2021 to 42 in 2026. Institutions: 16 to 18. Top-three share: 50% to 61%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Stellar Bank | $2.5B | 41.8% | +70% |
| JPMorgan Chase Bank | $602M | 10.0% | +4% |
| Capital One | $584M | 9.7% | -2% |
| Wells Fargo Bank | $480M | 8.0% | -17% |
| Bank of America | $410M | 6.8% | -20% |
| First Financial Bank | $350M | 5.8% | +48% |
| PNC Bank | $331M | 5.5% | -63% |
| Hancock Whitney Bank | $181M | 3.0% | +32% |
| Texas First Bank | $180M | 3.0% | +157% |
| Third Coast Bank | $144M | 2.4% | -48% |
| The First Security Bank | $99M | 1.6% | no 2021 presence |
| Prosperity Bank | $71M | 1.2% | -9% |
| First State Bank of Texas | $35M | 0.6% | +16% |
| Producer Bank of Texas | $14M | 0.2% | no 2021 presence |
| Woodforest National Bank | $9M | 0.2% | -21% |
| First National Bank Texas | $8M | 0.1% | +18% |
| First Liberty Bank | $8M | 0.1% | +62% |
| Commercial Bank of Texas | $4M | 0.1% | no 2021 presence |
The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Beaumont-Port Arthur market
Jefferson County is one of 3 counties that make up the Beaumont-Port Arthur, TX market, a Metropolitan Statistical Area (ranked #104 of 293 U.S. markets by economic output). It produces 77.7% of the market’s output and holds 78.3% of its deposits.
| Measure | Jefferson County | Share of parent market |
|---|---|---|
| 2024 GDP | $21.3B | 77.7% |
| Deposits | $6.0B | 78.3% |
| Population | 254,321 | 63.7% |
View the full Beaumont-Port Arthur market profile →
Recruiting in Jefferson County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jefferson County.
See how we help banks recruit commercial banking talent