Jefferson County, Texas, a core county of the Beaumont-Port Arthur, TX market, holds $6.0B in deposits across 16 insured institutions and 42 branches. Stellar Bank is the largest deposit holder at 43.2% share. The top three institutions hold 63.7% of deposits, which places the county in the concentrated band. Deposits have grown 22.7% since 2020 while the branch count fell by 5. It produces $21.3B of output, ranking #210 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 47 in 2020 to 42 in 2025. Institutions: 16 to 16. Top-three share: 51.3% to 63.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Stellar Bank | $2.6B | 43.2% | +1,592% |
| Capital One, National Association | $649M | 10.7% | +2% |
| JPMorgan Chase Bank, National Association | $590M | 9.8% | +12% |
| Wells Fargo Bank, National Association | $449M | 7.4% | -13% |
| Bank of America, National Association | $404M | 6.7% | -15% |
| PNC Bank, National Association | $320M | 5.3% | -62% |
| First Financial Bank | $316M | 5.2% | +67% |
| Texas First Bank | $187M | 3.1% | +244% |
| Hancock Whitney Bank | $165M | 2.7% | +47% |
| Third Coast Bank | $150M | 2.5% | -43% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Beaumont-Port Arthur market
Jefferson County is one of 3 counties that make up the Beaumont-Port Arthur, TX market, a Metropolitan Statistical Area (ranked #104 of 293 U.S. markets by economic output). It produces 77.7% of the market’s output and holds 79.2% of its deposits.
| Measure | Jefferson County | Share of Beaumont-Port Arthur market |
|---|---|---|
| 2024 GDP | $21.3B | 77.7% |
| Deposits | $6.0B | 79.2% |
| Population | 254,321 | 63.7% |
View the full Beaumont-Port Arthur market profile →
Recruiting in Jefferson County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jefferson County, on a retained basis.
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