Beaumont-Port Arthur, TX holds $7.6 billion in deposits across 18 insured institutions and 67 branches, ranking #104 of 293 U.S. markets by economic output. Stellar Bank is the largest deposit holder at 35.8% share. The top three institutions hold 57.0% of deposits, which places the market in the moderate band. Deposits have grown 21% since 2020 while the branch count fell by 6.
Deposit trend
Branches: 73 in 2020 to 67 in 2025. Institutions: 18 to 18. Top-three share: 47.5% to 57.0%. Deposits per branch: $114M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Stellar Bank | 2.7B | 35.8% | +1667% |
| First Financial Bank | 1.0B | 12.5% | +56% |
| Wells Fargo Bank | 0.7B | 8.7% | -8% |
| JPMorgan Chase Bank | 0.7B | 8.6% | +12% |
| Capital One | 0.7B | 8.5% | +2% |
| PNC Bank | 0.5B | 7.0% | new since 2020 |
| Bank of America | 0.4B | 5.3% | -15% |
| Bridge City State Bank | 0.2B | 2.5% | -18% |
| Texas First Bank | 0.2B | 2.5% | +244% |
| Hancock Whitney Bank | 0.2B | 2.2% | +48% |
The 10 largest of 18 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Jefferson County | Texas | $21,300M | 254,321 | 77.7% |
| Orange County | Texas | $4,670M | 86,266 | 17.0% |
| Hardin County | Texas | $1,448M | 58,723 | 5.3% |
Recruiting in Beaumont
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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