Market Intelligence

Hoke County, NC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Hoke County, North Carolina, a core county of the Fayetteville-Lumberton-Pinehurst, NC market, holds $188M in deposits across 4 insured institutions and 4 branches. Truist Bank is the largest deposit holder at 38.3% share. The top three institutions hold 86.0% of deposits, which places the county in the concentrated band. Deposits have grown 33.5% since 2020. It produces $1.3B of output, ranking #1,098 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.3B
#1,098 of 1,523
Total Deposits
$188M
#1,419 of 1,523
Population
56,939
#873 of 1,523
GDP per Capita
$23,000
#1,414 of 1,523
Insured Institutions
4
#1,269 of 1,523
Deposits per Branch
$47M
#1,406 of 1,523
Deposits per Capita
$3,297
#1,519 of 1,523
Branches per 100k Pop.
7.0
#1,507 of 1,523
Median Institution Size
$45M
Median deposits of the institutions operating in the county. #1,443 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
44.5%
of market deposits held by banks with $100M to $50B in assets. #1,047 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
86.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+33.5% over 5 years
$141M
2020
$140M
2021
$152M
2022
$159M
2023
$177M
2024
$188M
2025

Branches: 4 in 2020 to 4 in 2025. Institutions: 4 to 4. Top-three share: 89.0% to 86.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Truist Bank$72M38.3%1-6%
The Fidelity Bank$57M30.5%1+142%
PNC Bank, National Association$32M17.2%1+28%
Lumbee Guaranty Bank$26M14.0%1+71%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Fayetteville-Lumberton-Pinehurst market

Hoke County is one of 6 counties that make up the Fayetteville-Lumberton-Pinehurst, NC market, a Combined Statistical Area (ranked #93 of 293 U.S. markets by economic output). It produces 4.1% of the market’s output and holds 1.9% of its deposits.

MeasureHoke CountyShare of Fayetteville-Lumberton-Pinehurst market
2024 GDP$1.3B4.1%
Deposits$188M1.9%
Population56,9398.1%

View the full Fayetteville-Lumberton-Pinehurst market profile →

Recruiting in Hoke County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hoke County, on a retained basis.

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