Larimer County, Colorado, a core county of the Fort Collins-Loveland, CO market, holds $10.2B in deposits across 26 insured institutions and 88 branches. First National Bank of Omaha is the largest deposit holder at 22.0% share. The top three institutions hold 49.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 5.6% since 2020 while the branch count fell by 6. It produces $22.6B of output, ranking #203 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 94 in 2020 to 88 in 2025. Institutions: 25 to 26. Top-three share: 48.8% to 49.1%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First National Bank of Omaha | $2.3B | 22.0% | +3% |
| Wells Fargo Bank, National Association | $1.5B | 14.8% | +6% |
| JPMorgan Chase Bank, National Association | $1.3B | 12.2% | +15% |
| FirstBank | $1.1B | 10.4% | +29% |
| SouthState Bank, National Association | $1.0B | 10.1% | +9% |
| Bank of Colorado | $773M | 7.6% | +21% |
| U.S. Bank National Association | $465M | 4.5% | +17% |
| First Western Trust Bank | $390M | 3.8% | +98% |
| KeyBank National Association | $212M | 2.1% | +5% |
| Adams Bank & Trust | $158M | 1.5% | +31% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Fort Collins-Loveland market
Larimer County is the only county in the Fort Collins-Loveland, CO market, a Metropolitan Statistical Area (ranked #122 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Larimer County | Share of Fort Collins-Loveland market |
|---|---|---|
| 2024 GDP | $22.6B | 100.0% |
| Deposits | $10.2B | 100.0% |
| Population | 377,292 | 100.0% |
View the full Fort Collins-Loveland market profile →
Recruiting in Larimer County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Larimer County, on a retained basis.
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