Fort Collins-Loveland, CO, a Metropolitan Statistical Area, holds $10.2 billion in deposits across 26 insured institutions and 88 branches, ranking #122 of 293 U.S. markets by economic output. First National Bank of Omaha is the largest deposit holder at 22.0% share. The top three institutions hold 49.1% of deposits, which places the market in the moderate band. Deposits have grown 5.7% since 2020 while the branch count fell by 6.4%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 94 in 2020 to 88 in 2025. Institutions: 25 to 26. Top-three share: 48.8% to 49.1%. Deposits per branch: $116M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First National Bank of Omaha | $2.3B | 22.0% | +3% |
| Wells Fargo Bank | $1.5B | 14.8% | +6% |
| JPMorgan Chase Bank | $1.3B | 12.2% | +15% |
| FirstBank | $1.1B | 10.4% | +29% |
| SouthState Bank | $1.0B | 10.1% | +9% |
| Bank of Colorado | $0.8B | 7.6% | +21% |
| U.S. Bank | $0.5B | 4.5% | +17% |
| First Western Trust Bank | $0.4B | 3.8% | +98% |
| KeyBank | $0.2B | 2.1% | +5% |
| Adams Bank & Trust | $0.2B | 1.5% | +31% |
| Verus Bank of Commerce | $146M | 1.4% | -38% |
| BMO Bank | $136M | 1.3% | -37% |
| Bank of Estes Park | $131M | 1.3% | +14% |
| First Interstate Bank | $120M | 1.2% | -72% |
| First National Bank | $117M | 1.1% | -18% |
| ANB Bank | $83M | 0.8% | +51% |
| PNC Bank | $72M | 0.7% | -30% |
| Bank of America | $54M | 0.5% | no 2020 presence |
| Points West Community Bank | $54M | 0.5% | +78% |
| NBH Bank | $50M | 0.5% | -5% |
| Academy Bank | $41M | 0.4% | +36% |
| Farmers Bank | $37M | 0.4% | -21% |
| Waypoint Bank | $21M | 0.2% | +78% |
| Alpine Bank | $19M | 0.2% | no 2020 presence |
| Mountain Valley Bank | $19M | 0.2% | no 2020 presence |
| Equitable Savings and Loan Association | $8M | 0.1% | +101% |
The 26 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Larimer County | Colorado | $22.6B | 377,292 | 100.0% | 100.0% |
Recruiting in the Fort Collins-Loveland market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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