Fort Collins-Loveland, CO holds $10.2 billion in deposits across 26 insured institutions and 88 branches, ranking #122 of 293 U.S. markets by economic output. First National Bank of Omaha is the largest deposit holder at 22.0% share. The top three institutions hold 49.1% of deposits, which places the market in the moderate band. Deposits have grown 6% since 2020 while the branch count fell by 6.
Deposit trend
Branches: 94 in 2020 to 88 in 2025. Institutions: 25 to 26. Top-three share: 48.8% to 49.1%. Deposits per branch: $116M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First National Bank of Omaha | 2.3B | 22.0% | +3% |
| Wells Fargo Bank | 1.5B | 14.8% | +6% |
| JPMorgan Chase Bank | 1.3B | 12.2% | +15% |
| FirstBank | 1.1B | 10.4% | +29% |
| SouthState Bank | 1.0B | 10.1% | new since 2020 |
| Bank of Colorado | 0.8B | 7.6% | +21% |
| U.S. Bank | 0.5B | 4.5% | +17% |
| First Western Trust Bank | 0.4B | 3.8% | +98% |
| KeyBank | 0.2B | 2.1% | +5% |
| Adams Bank & Trust | 0.2B | 1.5% | +31% |
The 10 largest of 26 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Larimer County | Colorado | $22,618M | 377,292 | 100.0% |
Recruiting in Fort Collins
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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